18649 E McDowell Mountain Dr, Rio Verde, AZ 85263 Property Records

Maricopa County property record for 18649 E McDowell Mountain Dr, Rio Verde, AZ 85263

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,918 sqft · built 1992
Lot Size	0.48 acres (20,927 sqft)
Owner	2 Company Names on File
Last Sale	$689,900 (Sep 2025)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`219-55-151`

Property Details

APN / Parcel Number

Primary APN	`219-55-151`
Alternative APN	`219551514`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,918 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	2,918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	20,927 sqft (0.48 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft
Patio Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18649 E MCDOWELL MOUNTAIN DR
City	RIO VERDE
State	AZ
Zip	85263-8120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	RIO VERDE UNIT ELEVEN MCR 323-32
Legal Range	7E
Legal Township	4N
Legal Section	7
Legal Subdivision	RIO VERDE UNIT ELEVEN
Legal Lot Number	1315
Legal Unit	11
Jurisdiction	MARICOPA AZ
Township / Civil Division	TONTO NATIONAL FOREST
Census Block Group	2
Census Block	2054
Census Tract	10104

Owner

18649 E McDowell Mountain Dr is owned by a company that bought it in September 2025.

Source: Maricopa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1013 W ARDMORE RD, PHOENIX, AZ 85041-8369
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 1, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC
Jun 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Apr 22, 2019 · Amount on File
Deed Document Number	2025513284
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0000000868
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120

Mortgage

Document Number	0000118401
Date	Feb 2, 2021
Instrument	20210118401

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369555
Date	Apr 30, 2020
Instrument	20200369555

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2021
Property Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120
Document Number	0000601867
Map Reference	MB 323 PG 32
Instrument Date	May 25, 2021
Instrument	20210601867
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2021
Property Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120
Document Number	0000601868
Map Reference	MB 323 PG 32
Instrument Date	May 25, 2021
Instrument	20210601868
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120

Mortgage

Document Number	0000601869
Date	Jun 1, 2021
Instrument	20210601869

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 22, 2019
Property Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120
Document Number	0000282942
Map Reference	MB 323 PG 32
Instrument Date	Apr 3, 2019
Instrument	20190282942
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18649 E MCDOWELL MOUNTAIN DR, 18649, RIO VERDE, AZ 85263-8120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18649 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-8120

Mortgage

Document Number	0000282943
Date	Apr 22, 2019
Instrument	20190282943

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18649 E McDowell Mountain Dr was $3,093.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	School District Not Defined (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,950 (+33.25%)	$709,500 (+2.93%) Land $141,900 Building $567,600
2025	$3,093.00	$53,246 (-20.41%)	$689,300 (+3.03%) Land $137,800 Building $551,500
2024		$66,900	$669,000 Land $133,800 Building $535,200
2023	$3,658.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18649 E McDowell Mountain Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18649 E McDowell Mountain Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR- RIO VERDE public/private · serves 5,330 people · EPA ID AZ0407121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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