18713 River Woods Dr, Bend, OR 97702 Property Records

Deschutes County property record for 18713 River Woods Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2,338 sqft · built 2019
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2018)
Tax Bill	$4,371 (2025)
Deeds & Mortgages	Jan 2019 Construction Loan Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181127 AA 01500`

Property Details

APN / Parcel Number

Primary APN	`181127 AA 01500`
Alternative APNs	`R1004181127A005000` `107820`

Interior

Stories	2 Stories
Building Area	2,338 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Mixed
Garage Area	485 sqft
Shed	1 Shed
Shed Area	200 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	107820
Old Parcel Number	R1004181127A005000
Street Address	18713 RIVER WOODS DR
City	BEND
State	OR
Zip	97702-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 BLK:B SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 27 TWN 18 RNG 11 MAP REF:181127-AA
Legal Range	11E
Legal Township	18S
Legal Section	27
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	B
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1017
Census Tract	401

Owner

18713 River Woods Dr is owned and occupied by an individual who bought it in September 2018.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18713 RIVER WOODS DR, BEND, OR 97702-7904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Sep 24, 2018	Warranty Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Dec 15, 2008
Deed Document Number	2018-38677
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18713 RIVER WOODS DR, BEND, OR 97702-7904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002801
Date	Jan 28, 2019
Instrument	2019-02801

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 24, 2018
Property Address	18713 RIVER WOODS DR, BEND, OR 97702-7904
Document Number	0000038677
Instrument Date	Sep 20, 2018
Instrument	2018-38677
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19154 BAKER RD, BEND, OR 97702-7966

Mortgage

Document Number	0000038678
Date	Sep 24, 2018
Instrument	2018-38678

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 18713 River Woods Dr was $4,371, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,371.00 (+4.44%)	$287,420 (+3%)	$928,130 (-3.41%) Land $269,050 Building $659,080
2024	$4,185.00 (+20.81%)	$279,050 (+17.48%)	$960,940 (+20.23%) Land $279,470 Building $681,470
2023	$3,464.00	$237,520	$799,240 Land $265,000 Building $534,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18713 River Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18713 River Woods Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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