18756 River Woods Dr, Bend, OR 97702 Property Records

Deschutes County property record for 18756 River Woods Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 1980
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$394,000 (Mar 2018)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181127-AA-02700`

Property Details

APN / Parcel Number

Primary APN	`181127-AA-02700`
Alternative APNs	`R1003181127A002200` `107786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	1,781 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Area	420 sqft

Exterior Amenities

Deck Area	924 sqft
Shed	1 Shed
Shed Area	100 sqft
Lean-To	266 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	107786
Street Address	18756 RIVER WOODS DR
City	BEND
State	OR
Zip	97702-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK XX LOT 3
Legal Range	11
Legal Township	18
Legal Section	27
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	XX
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1013
Census Tract	401

Owner

18756 River Woods Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Deschutes County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18756 RIVER WOODS DR, BEND, OR 97702-7904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit MID OR FCU
Mar 22, 2018	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Deed Document Number	201811430
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000062418
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Nov 5, 2021
Property Address	18756 RIVER WOODS DR, BEND, OR 97702-7904
Document Number	0000062418
Instrument Date	Nov 1, 2021
Instrument	2021-62418
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18756 RIVER WOODS DR, BEND, OR 97702-7904

Mortgage

Document Number	0000062419
Date	Nov 5, 2021
Instrument	2021-62419

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18756 RIVER WOODS DR, BEND, OR 97702-7904
Document Number	0000041437
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18756 RIVER WOODS DR BEND OR 977027904, BEND, OR 97702-7904

Mortgage

Document Number	0000041437
Date	Oct 28, 2019
Instrument	41437

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 22, 2018
Property Address	18756 RIVER WOODS DR, BEND, OR 97702-7904
Document Number	0000011430
Instrument Date	Mar 20, 2018
Instrument	2018-11430
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18756 RIVER WOODS DR, BEND, OR 97702-7904

Mortgage

Document Number	0000011431
Date	Mar 22, 2018
Instrument	2018-11431

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18756 River Woods Dr was $3,254, up 4.4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,254.00 (+4.43%)	$212,840 (+3%)	$642,410 (-4.01%) Land $281,700 Building $360,710
2024	$3,116.00 (+6.13%)	$206,650 (+3%)	$669,220 (+6.71%) Land $292,500 Building $376,720
2023	$2,936.00	$200,640	$627,150 Land $277,500 Building $349,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18756 River Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18756 River Woods Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVION WC - TUSCARORA private · serves 120 people · EPA ID OR4101155
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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