St. Johns County property record for 1870 W Cobblestone Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,243 sqft · built 2001 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $536,000 (Jan 2019) |
| Tax Bill | $5,346 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288005-0300 |
| Primary APN | 288005-0300 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,243 sqft Living Area |
| Gross Area | 4,122 sqft |
| 1st Floor Area | 2,762 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,859 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 363 sqft |
| Deck Area | Deck Area |
| Patio Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1870 W COBBLESTONE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 30 OR4667/1773 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 1 |
| Legal Block | 5 |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 288005-0300
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1870 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Jun 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on Record |
| Deed Sale | Jan 16, 2019 · Amount on Record |
| Prior Sale | Aug 03, 2016 · Amount on Record |
| Deed Document Number | 20193351 |
| Deed Book / Page | 4667 / 1773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1870 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1870 W COBBLESTONE LN, ST AUGUSTINE, FL 32092-2799 |
| Document Number | 0054370848 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 5437/848 |
| Instrument | 2021131655 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1870 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045610912 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 4561/0912 |
| Instrument | 2018040617 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1870 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050280321 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 5028/321 |
| Instrument | 2020072713 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 16, 2019 |
| Property Address | 1870 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0046671773 |
| Book / Page | 4667 / 1773 |
| Map Reference | MB 37 PG 21-44 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2019003351 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ISLAND TITLE OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,752.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97 FOXCROSS AVE, 97, SAINT AUGUSTINE, FL 32092-7658 |
| Name | Verified Name |
|---|---|
| Address | 1870 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 2019003352 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2019003352 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,990 (+2.7%) | $621,489 (-1.52%) Land $170,000 Building $451,489 | |
| 2025 | $5,346.00 (+12.17%) Homeowner's exemption | $410,896 (+2.9%) | $631,094 (-2.41%) Land $135,000 Building $496,094 |
| 2024 | $4,766.00 (+1.95%) Homeowner's exemption | $399,316 (+3%) | $646,663 (+3.58%) Land $145,000 Building $501,663 |
| 2023 | $4,675.00 (+2.75%) Homeowner's exemption | $387,685 (+3%) | $624,289 (+7.96%) Land $144,000 Building $480,289 |
| 2022 | $4,550.00 Homeowner's exemption | $376,393 | $578,238 Land $95,200 Building $483,038 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 59 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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