St. Johns County property record for 1854 W Cobblestone Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,785 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $629,000 (Sep 2025) |
| Tax Bill | $7,066 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288005-0340 |
| Primary APN | 288005-0340 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 3,691 sqft |
| 1st Floor Area | 2,785 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 902 sqft |
| Patio Area | 507 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1854 W COBBLESTONE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 34 OR46228/1478 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 1 |
| Legal Block | 5 |
| Legal Lot Number | 34 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1854 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Apr 17, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 202579261 |
| Deed Book / Page | 6228 / 1478 |
| Prior Transfer Date | Mar 7, 2025 |
| Prior Transfer Doc | 0061341024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 29, 2025 |
| Property Address | 1854 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0062281478 |
| Book / Page | 6228 / 1478 |
| Map Reference | MB 37 PG 21 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025079261 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,403.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 ALLEN RD # RD2ND, RD2ND, BASKING RIDGE, NJ 07920-3851 |
| Name | Verified Name |
|---|---|
| Address | 1854 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0062281481 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 6228/1481 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year TN |
| Max Rate | 10.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 17, 2018 |
| Property Address | 1854 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 0045320685 |
| Book / Page | 4532 / 0685 |
| Map Reference | MB37 PG21-44 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 2018025522 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | OLDE TOWNE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 LATERRA LINKS CIR UNIT 102, 174, SAINT AUGUSTINE, FL 32092-1819 |
| Name | Verified Name |
|---|---|
| Address | 1854 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799 |
| Document Number | 2018025523 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018025523 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,049 (-32.12%) | $496,081 (-4.89%) Land $135,000 Building $361,081 | |
| 2025 | $7,066.00 (+14.21%) | $521,612 (-2.41%) | $521,612 (-2.41%) Land $135,000 Building $386,612 |
| 2024 | $6,187.00 (+3.97%) Widower's exemption | $534,466 (+0.89%) | $534,466 (+0.89%) Land $145,000 Building $389,466 |
| 2023 | $5,951.00 (+5.81%) Widower's exemption | $529,746 (+5.55%) | $529,746 (+5.55%) Land $144,000 Building $385,746 |
| 2022 | $5,624.00 Widower's exemption | $501,892 | $501,892 Land $95,200 Building $406,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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