1846 W Cobblestone Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1846 W Cobblestone Ln, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,345 sqft · built 2001
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jul 2004)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288005-0350`

Property Details

APN / Parcel Number

Primary APN	`288005-0350`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,345 sqft Living Area
Gross Area	4,213 sqft
1st Floor Area	2,840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	672 sqft
Patio Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1846 W COBBLESTONE LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-2799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 35 OR2240/387
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 1
Legal Block	5
Legal Lot Number	35
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4006
Census Tract	20905

Owner

Source: St. Johns County records · APN 288005-0350

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1846 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2004 · Amount on Record
Deed Sale	Jul 12, 2004 · Amount on Record
Prior Sale	Jun 13, 2001 · Amount on Record
Deed Document Number	200452629
Deed Book / Page	2240 / 387
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1846 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052031360
Date	Mar 10, 2021
Book Page	5203/1360
Instrument	2021026945

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,220 (+2.89%)	$562,065 (-7.52%) Land $135,000 Building $427,065
2025	$4,593.00 (+12.44%) Homeowner's exemption	$354,964 (+2.9%)	$607,782 (-2.21%) Land $135,000 Building $472,782
2024	$4,085.00 (+2%) Homeowner's exemption	$344,960 (+3%)	$621,525 (+0.56%) Land $145,000 Building $476,525
2023	$4,005.00 (+2.85%) Homeowner's exemption	$334,913 (+3%)	$618,054 (+3.91%) Land $144,000 Building $474,054
2022	$3,894.00 Homeowner's exemption	$325,158	$594,785 Land $95,200 Building $499,585

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force 78 of 79 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.