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1838 W Cobblestone Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1838 W Cobblestone Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,231 sqft · built 2001
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on File
Last Sale$286,500 (Jan 2002)
Tax Bill$3,169 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288005-0370

Property Details

APN / Parcel Number

Primary APN288005-0370

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,231 sqft Living Area
Gross Area2,957 sqft
1st Floor Area2,231 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area726 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area217 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1838 W COBBLESTONE LN
CitySAINT AUGUSTINE
StateFL
Zip32092-2799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 37 OR1698/287 & 4911/739
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 1
Legal Block5
Legal Lot Number37
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4006
Census Tract20905

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Aug 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Mar 27, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 2, 2002 · Amount on Record
Deed SaleJan 2, 2002 · Amount on Record
Deed Document Number2002310
Deed Book / Page1698 / 287
Last Transfer DateMar 23, 2020
Transfer Doc0049110739
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Transaction TypeMortgage
Record UpdatedJul 11, 2022
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799

Mortgage

Document Number0055840017
DateJun 23, 2022
Book Page5584/17
Instrument2022062308
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Transaction TypeMortgage
Record UpdatedSep 2, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799

Mortgage

Document Number0053491232
DateAug 23, 2021
Book Page5349/1232
Instrument2021092669
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799

Mortgage

Document Number0051730622
DateFeb 5, 2021
Book Page5173/622
Instrument2021013820
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 27, 2020
Property Address1838 W COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-2799
Document Number0049110739
Book / Page004911 / 000739
Instrument DateMar 23, 2020
Instrument24681
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1838 W COBBLESTONE LN ST AUGUSTINE FL 320922799, ST AUGUSTINE, FL 32092-2799

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,155 (+2.7%)$430,617 (-4.35%) Land $135,000 Building $295,617
2025$3,169.00 (+13.38%) Homeowner's exemption Widower's exemption$254,289 (+5.99%)$450,206 (-2.2%) Land $135,000 Building $315,206
2024$2,795.00 (-0.18%)
2023$2,800.00 (+3.17%) Homeowner's exemption$239,924 (+3%)$460,344 (+7.11%) Land $144,000 Building $316,344
2022$2,714.00 Homeowner's exemption$232,936$429,781 Land $95,200 Building $334,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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