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187 Prospect Pl, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 187 Prospect Pl, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details3,516 sqft · built 2009
Lot Size0.155 acres (6,752 sqft)
Owner2 Individual Names on File
Last Sale$860,400 (Jul 2019)
Tax Bill$21,920 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN56-00021-0000-00010

Property Details

APN / Parcel Number

Primary APN56-00021-0000-00010
Alternative APN
  • 560002100010

Interior

Stories2 Stories
Building Area3,516 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached

Location & Zoning

Street Address187 PROSPECT PL
CityRUTHERFORD
StateNJ
Zip07070-1616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description50X135 .155ACRES
Legal SubdivisionMEINDERT BOON
Legal Block21
Legal Lot Number10
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group2
Census Block2004
Census Tract51100

Owner

187 Prospect Pl is owned and occupied by two individuals who bought it in July 2019.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address187 PROSPECT PL, RUTHERFORD, NJ 07070-1616
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Jul 29, 2019Grant Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2019 · Amount on File
Deed SaleJul 29, 2019 · Amount on File
Prior SaleAug 8, 2007 · Amount on File
Deed Document Number201949011
Deed Book / Page3307 / 1181
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address187 PROSPECT PL, RUTHERFORD, NJ 07070-1616
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040440057
DateMar 30, 2021
Book Page4044/57
Instrument2021045916
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJul 29, 2019
Property Address187 PROSPECT PL, RUTHERFORD, NJ 07070-1616
Document Number0033071181
Book / Page003307 / 001181
Instrument DateJun 25, 2019
Instrument49011
Transaction TypeTransfer
Record UpdatedAug 9, 2019
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
Tax$860.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address187 PROSPECT PL RUTHERFORD NJ 070701616, RUTHERFORD, NJ 07070-1616

Tax Assessment & Valuation

The 2025 property tax bill for 187 Prospect Pl was $21,920, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$685,000 (-) Land $288,800 Building $396,200$685,000 (-) Land $288,800 Building $396,200
2025$21,920.00 (+2.54%)$685,000 Land $288,800 Building $396,200$685,000 Land $288,800 Building $396,200
2024$21,378.00
2023$685,000 Land $288,800 Building $396,200$685,000 Land $288,800 Building $396,200
2022$20,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Prospect Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 187 Prospect Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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