181 Prospect Pl, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 181 Prospect Pl, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 1927
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,840 (2025)
Flood Zone	Zone X (minimal risk)
APN	`56-00021-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`56-00021-0000-00012`
Alternative APN	`560002100012`

Interior

Stories	1 Story
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Street Address	181 PROSPECT PL
City	RUTHERFORD
State	NJ
Zip	07070-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X135
Legal Block	21
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	2
Census Block	2004
Census Tract	51100

Owner

181 Prospect Pl is owned and occupied by two individuals.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 PROSPECT PL, RUTHERFORD, NJ 07070-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 181 Prospect Pl was $13,840, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,500 (-) Land $288,800 Building $143,700	$432,500 (-) Land $288,800 Building $143,700
2025	$13,840.00 (+2.53%)	$432,500 Land $288,800 Building $143,700	$432,500 Land $288,800 Building $143,700
2024	$13,498.00
2023		$432,500 Land $288,800 Building $143,700	$432,500 Land $288,800 Building $143,700
2022	$12,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Prospect Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 181 Prospect Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20