Bergen County and Rutherford Borough property record for 190 Prospect Pl, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,202 sqft · built 1918 |
| Lot Size | 0.121 acres (5,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2012) |
| Tax Bill | $16,736 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00020-0000-00012 |
| Primary APN | 56-00020-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,202 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Construction Type | Frame |
| Lot Area | 5,279 sqft (0.121 acres) |
| Lot Dimensions | 110 ft deep x 48 ft wide |
| Garage Type | Detached |
| Street Address | 190 PROSPECT PL |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 48X110 |
| Legal Block | 20 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 51100 |
190 Prospect Pl is owned and occupied by two individuals who bought it in September 2012.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 PROSPECT PL, RUTHERFORD, NJ 07070-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2012 · Amount on File |
| Deed Sale | Sep 11, 2012 · Amount on File |
| Deed Document Number | 201287499 |
| Deed Book / Page | 1144 / 1564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 190 PROSPECT PL, RUTHERFORD, NJ 07070-1619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044961217 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 4496/1217 |
| Instrument | 2021182115 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 190 PROSPECT PL, RUTHERFORD, NJ 07070-1619 |
| Document Number | 0034150270 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 PROSPECT PL RUTHERFORD NJ 070701619, RUTHERFORD, NJ 07070-1619 |
| Document Number | 0034150270 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 003415/000270 |
| Instrument | 80369 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2049 |
The 2025 property tax bill for 190 Prospect Pl was $16,736, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,000 (-) Land $281,400 Building $241,600 | $523,000 (-) Land $281,400 Building $241,600 | |
| 2025 | $16,736.00 (+2.54%) | $523,000 Land $281,400 Building $241,600 | $523,000 Land $281,400 Building $241,600 |
| 2024 | $16,322.00 | ||
| 2023 | $523,000 Land $281,400 Building $241,600 | $523,000 Land $281,400 Building $241,600 | |
| 2022 | $15,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Prospect Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 190 Prospect Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures