Bergen County and Rutherford Borough property record for 172 Prospect Pl, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,749 sqft · built 1913 |
| Lot Size | 0.168 acres (7,331 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Nov 2010) |
| Tax Bill | $15,264 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00021-01-00019 |
| Primary APN | 56-00021-01-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,749 sqft Living Area |
| 1st Floor Area | 1,749 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,331 sqft (0.168 acres) |
| Lot Dimensions | 141 ft deep x 52 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 5600021A00019 |
|---|---|
| Street Address | 172 PROSPECT PL |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 52X141 |
| Legal Subdivision | SUSAN F WATTSON |
| Legal Block | 21.01 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 51100 |
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 172 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 13, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2010 · Amount on Record |
| Deed Sale | Nov 30, 2010 · Amount on Record |
| Deed Document Number | 20105920802 |
| Deed Book / Page | 592 / 802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 172 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | GUARDIAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0040981361 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 4098/1361 |
| Instrument | 2021062785 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 172 PROSPECT PL, RUTHERFORD, NJ 07070-1617 |
| Document Number | 0026551660 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 172 PROSPECT PL RUTHERFORD NJ 070701617, RUTHERFORD, NJ 07070-1617 |
| Document Number | 0026551660 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 002655/001660 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,000 (-) Land $291,700 Building $185,300 | $477,000 (-) Land $291,700 Building $185,300 | |
| 2025 | $15,264.00 (+2.53%) | $477,000 (-) Land $291,700 Building $185,300 | $477,000 (-) Land $291,700 Building $185,300 |
| 2024 | $14,887.00 (+5.12%) | ||
| 2023 | $477,000 Land $291,700 Building $185,300 | $477,000 Land $291,700 Building $185,300 | |
| 2022 | $14,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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