Scott County property record for 182 Johnstone Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,928 sqft · built 2015 |
| Lot Size | 0.207 acres (9,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,000 (Feb 2024) |
| Tax Bill | $3,099 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-198.000 |
| Primary APN | 189-40-198.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 9,004 sqft (0.207 acres) |
| Street Address | 182 JOHNSTONE TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY CREEK FARM |
| Legal Subdivision | ROCKY CREEK FARM |
| Legal Lot Number | 269 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 16, 2024 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNIFY FINANCIAL FCU |
| Jan 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Sale | Jan 23, 2019 · Amount on Record |
| Deed Document Number | 2024493238 |
| Deed Book / Page | 447 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 7, 2026 |
| Property Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0000580055 |
| Book / Page | 1890 / 711 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026580055 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0000580055, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1890/711 |
| Instrument | 2026580055 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 16, 2024 |
| Property Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 00D447/344 |
| Book / Page | D447 / 344 |
| Map Reference | CAB 11 PG 160 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 493238 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 BADEN LN, BOWLING GREEN, KY 42104-6530 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0000493239 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 493239 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1392/814 |
|---|---|
| Date | May 14, 2018 |
| Book Page | M1392/814 |
| Instrument | 386354 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 27, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | M1473/277 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | M1473/277 |
| Instrument | 408271 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 23, 2019 |
| Property Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D403/026 |
| Book / Page | D403 / 026 |
| Map Reference | CAB 11 PG 160 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 395941 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $261.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 WYNDAMERE PATH APT 5, 107, GEORGETOWN, KY 40324-8490 |
| Name | Verified Name |
|---|---|
| Address | 182 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Mail Care Of | JAMES WOMAC AND NIKKI WOMAC |
| Document Number | 395942 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 395942 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,000 (-) | $348,000 (-) | |
| 2025 | $3,099.00 (+25.52%) | $348,000 (+27.75%) | $348,000 (+27.75%) |
| 2023 | $2,469.00 (+8.86%) | $272,400 (+4.17%) Land $48,000 Building $224,400 | $272,400 (+4.17%) Land $48,000 Building $224,400 |
| 2022 | $2,268.00 | $261,500 Land $40,000 Building $221,500 | $261,500 Land $40,000 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures