182 E Canal Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 182 E Canal Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,239 sqft · built 2020
Lot Size	0.148 acres (6,464 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Oct 2025)
Tax Bill	$9,763 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-757-3786-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-3786-6`
Alternative APNs	`29-27-16-48510-000-1820` `271629485100001820` `162729485100001820` `R310296`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,239 sqft Living Area
Gross Area	3,223 sqft
1st Floor Area	1,541 sqft
Upper Floors Area	698 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,464 sqft (0.148 acres)
Lot Dimensions	107 ft deep x 60 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	481 sqft
Deck Area	Deck Area
Patio Area	110 sqft
Shed	1 Shed
Shed Area	120 sqft
Loading Dock	250 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R310296
Street Address	182 E CANAL DR
City	PALM HARBOR
State	FL
Zip	34684-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE SHORE ESTATES 1ST ADD LOT 182
Legal Range	16E
Legal Township	27S
Legal Section	29
Legal Subdivision	LAKE SHORE ESTATES 1ST ADD
Legal Tract	48510
Legal Lot Number	182
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3014
Census Tract	27204

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4700 S US 377, 2, AUBREY, TX 76227
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 9, 2020	Loan Modification, Mortgage IBERIABANK
Mar 29, 2019	Warranty Deed, Transfer IBERIABANK
Jul 6, 2018	Grant Deed, Transfer STAR TITLE PARTNERS/PALM HARBOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2025295183
Deed Book / Page	23328 / 2321
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0204790683
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201

Mortgage

Document Number	0215292139
Date	May 11, 2021
Book Page	21529/2139
Instrument	2021155743

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 16, 2025
Property Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number	0233282321
Book / Page	23328 / 2321
Map Reference	MB 39 PG 64-66
Instrument Date	Oct 14, 2025
Instrument	2025295183
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PALMA TITLE AND R/E CLOSINGS INC, PALMA TTL & RE CLOSINGS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1137 MARINA DR, TARPON SPRINGS, FL 34689-6713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 US HIGHWAY 377 S STE 2B, 2B, KRUGERVILLE, TX 76227-3756

Mortgage

Document Number	0233282323
Date	Oct 16, 2025
Instrument	23328/2323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 3, 2024
Property Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number	0226672258
Book / Page	22667 / 2258
Map Reference	MB 39 PG 64-66
Instrument Date	Dec 15, 2023
Instrument	2024001354
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number	0209221448
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 E CANAL DR PALM HARBOR FL 346841201, PALM HARBOR, FL 34684-1201

Mortgage

Document Number	0209221448
Date	Mar 13, 2020
Book Page	020922/001448
Instrument	86733

Lender

Name	IBERIABANK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 29, 2019
Property Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number	0204790683
Book / Page	020479 / 000683
Instrument Date	Mar 25, 2019
Instrument	96804
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	182 E CANAL DR PALM HARBOR FL 34684, PALM HARBOR, FL 34684

Mortgage

Document Number	204790684
Date	Mar 29, 2019
Book Page	020479/000684
Instrument	96805

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2018
Property Address	182 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number	0201162568
Book / Page	020116 / 002568
Instrument Date	Jun 29, 2018
Instrument	212571
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	STAR TITLE PARTNERS/PALM HARBOR

Transaction

Amount	Amount Recorded
Tax	$784.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W CANAL DR PALM HARBOR FL 346841205, PALM HARBOR, FL 34684-1205

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,763.00 (+7.97%)	$573,724 (+5.13%)	$819,681 (+8.19%) Land $153,408 Building $666,273
2024	$9,042.00 (+1.37%) Homeowner's exemption	$545,750 (+3%)	$757,629 (+8.91%) Land $186,084 Building $571,545
2023	$8,920.00 (+17.54%) Homeowner's exemption	$529,854 (+16.84%)	$695,652 (+24.97%) Land $187,557 Building $508,095
2022	$7,589.00 Homeowner's exemption	$453,472	$556,635 Land $190,735 Building $365,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	9 (1993–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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