Okaloosa County property record for 187 Durango Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,310 sqft · built 1984 |
| Lot Size | 0.015 acres (650 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,921 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0599-9 |
| Primary APN | C56-000-591-0599-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 30 sqft |
| Upper Floors Area | 1,280 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 650 sqft (0.015 acres) |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 834 sqft |
| Patio Area | 416 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 187 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUAYS PHASE I UNIT 18 |
| Legal Subdivision | QUAYS PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 180 |
| Legal Unit | 18 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 140 ACADIAN LN, MANDEVILLE, LA 70471-1788 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2004 |
| Transfer Doc | 0002161309 |
| Record Updated | Sep 20, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,921.00 (+7.6%) | $608,285 (-2.41%) Land $330,000 Building $278,285 | $608,285 (-2.41%) Land $330,000 Building $278,285 |
| 2023 | $6,432.00 (+13.1%) | $623,337 (+18.18%) Land $330,000 Building $293,337 | $623,337 (+18.18%) Land $330,000 Building $293,337 |
| 2022 | $5,687.00 | $527,448 Land $300,000 Building $227,448 | $527,448 Land $300,000 Building $227,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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