Okaloosa County property record for 189 Durango Rd, Destin, FL 32541
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,604 sqft · built 1984 |
| Lot Size | 0.014 acres (650 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,583 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0600-5 |
| Primary APN | C56-000-591-0600-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,604 sqft Heated Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 398 sqft |
| Upper Floors Area | 1,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 650 sqft (0.014 acres) |
| Lot Width | 16 ft Width |
| Porch | Open Porch |
|---|---|
| Porch Area | 738 sqft |
| Patio Area | 416 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 189 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3074 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | QUAYS PHASE I UNIT 19 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | QUAYS PH I |
| Legal Phase | 1 |
| Legal Unit | 19 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
189 Durango Rd, a townhouse, is owned by a company that acquired it in April 2024 and is owner-occupied.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 189 DURANGO RD, DESTIN, FL 32541-3074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2024 |
| Transfer Doc | 0003684335 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 189 Durango Rd was $1,583 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,583.00 Homeowner's exemption Widower's exemption | $177,773 | $592,512 Land $330,000 Building $262,512 |
| 2023 | $1,483.00 (-0.67%) Homeowner's exemption Widower's exemption | $167,731 (+3%) | $604,326 (+17.85%) Land $330,000 Building $274,326 |
| 2022 | $1,493.00 Homeowner's exemption Widower's exemption | $162,846 | $512,782 Land $300,000 Building $212,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Durango Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 189 Durango Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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