Okaloosa County property record for 183 Durango Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,310 sqft · built 1984 |
| Lot Size | 0.015 acres (650 sqft) |
| Owner | Company Name on File |
| Last Sale | $445,100 (Jul 2022) |
| Tax Bill | $6,942 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2022 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0597-3 |
| Primary APN | C56-000-591-0597-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 30 sqft |
| Upper Floors Area | 1,280 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 650 sqft (0.015 acres) |
| Lot Width | 16 ft Width |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 642 sqft |
| Patio Area | 400 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 183 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUAYS PHASE I UNIT 16 |
| Legal Subdivision | QUAYS PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 160 |
| Legal Unit | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records · APN C56-000-591-0597-3
Assessment roll updated December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 135 WARRIOR TRCE, COVINGTON, LA 70435-8814 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Jul 20, 2022 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Jul 06, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 07, 2020 | Grant Deed, Transfer MCNEESE TITLE LLC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Deed Document Number | 20223565658 |
| Deed Book / Page | 3633 / 2694 |
| Prior Transfer Date | Jul 05, 2022 |
| Prior Transfer Doc | 0036311272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 183 DURANGO RD, DESTIN, FL 32541-3074 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 135 WARRIOR TRCE, COVINGTON, LA 70435-8814 |
| Document Number | 0036371854 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 3637/1854 |
| Instrument | 3570990 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 20, 2022 |
| Property Address | 183 DURANGO RD, DESTIN, FL 32541-3074 |
| Document Number | 0036332694 |
| Book / Page | 3633 / 2694 |
| Map Reference | MB 5 PG 157 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 3565658 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,115.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 WARRIOR TRCE, 135, COVINGTON, LA 70435-8814 |
| Name | Verified Name |
|---|---|
| Address | 135 WARRIOR TRCE, COVINGTON, LA 70435-8814 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 06, 2022 |
| Property Address | 183 DURANGO RD, DESTIN, FL 32541-3074 |
| Document Number | 0036311272 |
| Book / Page | 3631 / 1272 |
| Map Reference | MB 5PG 157 |
| Instrument Date | Jul 05, 2022 |
| Instrument | 3562387 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1250 N EGLIN PKWY STE 100, 1250, SHALIMAR, FL 32579-1296 |
| Name | Verified Name |
|---|---|
| Address | 135 WARRIOR TRCE, COVINGTON, LA 70435-8814 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 07, 2020 |
| Property Address | 183 DURANGO RD, DESTIN, FL 32541-3074 |
| Document Number | 0034733570 |
| Book / Page | 003473 / 003570 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 3371069 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,605.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 135 WARRIOR TRCE COVINGTON LA 704358814, COVINGTON, LA 70435-8814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 183 DURANGO RD, DESTIN, FL 32541-3074 |
| Document Number | 0034161342 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 183 DURANGO RD DESTIN FL 325413074, DESTIN, FL 32541-3074 |
| Document Number | 0034161342 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 003416/001342 |
| Instrument | 3301189 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 27, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,942.00 (-3.06%) | $586,175 (-2.23%) Land $330,000 Building $256,175 | $586,175 (-2.23%) Land $330,000 Building $256,175 |
| 2023 | $7,161.00 (+28.06%) | $599,518 (+17.83%) Land $330,000 Building $269,518 | $599,518 (+17.83%) Land $330,000 Building $269,518 |
| 2022 | $5,592.00 | $508,785 Land $300,000 Building $208,785 | $508,785 Land $300,000 Building $208,785 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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