190 Durango Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 190 Durango Rd, Destin, FL 32541

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,500 sqft · built 1994
Lot Size	0.054 acres (2,390 sqft)
Owner	Individual on Record
Last Sale	$350,000 (Aug 2021)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Aug 2021 Assignment
Flood Zone	Zone AE (high risk)
APN	`C56-000-590-6879-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-6879-1`
Alternative APN	`00-2S-24-0579-0000-1050`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,500 sqft Heated Area
Gross Area	1,580 sqft
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	2,390 sqft (0.054 acres)
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	190 DURANGO RD
City	DESTIN
State	FL
Zip	32541-3032
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	COURT DEL MAR LOT 105
Legal Range	24
Legal Township	02S
Legal Subdivision	COURT DEL MAR
Legal Lot Number	105
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1005
Census Tract	23303

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	328 HOLLY ST, DESTIN, FL 32541-2616
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	0003570675
Deed Book / Page	3570 / 675
Last Transfer Date	Aug 27, 2021
Transfer Doc	0035700675
Record Updated	Jun 8, 2026

August 2021: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	OKALOOSA FL
Recording Date	Aug 27, 2021
Property Address	190 DURANGO RD, DESTIN, FL 32541-3032
Document Number	0035700675
Book / Page	3570 / 675
Map Reference	MB 13 PG 60
Instrument Date	Aug 26, 2021
Instrument	3484236
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3445 E VALLEJO CT, 3445, GILBERT, AZ 85298-8980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 HOLLY ST, DESTIN, FL 32541-2616

Mortgage

Document Number	3570677
Date	Aug 27, 2021
Instrument	3570/677

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+1.32%)	$310,004 (+1.24%) Land $95,000 Building $215,004	$310,004 (+1.24%) Land $95,000 Building $215,004
2023	$3,623.00 (+9.92%)	$306,198 (+11.93%) Land $95,000 Building $211,198	$306,198 (+11.93%) Land $95,000 Building $211,198
2022	$3,296.00	$273,557 Land $95,000 Building $178,557	$273,557 Land $95,000 Building $178,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 665 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3,929 units insured incl. 3,264 condo units
Nearby Flood Claims	507 (1979–2026)
Claims Outside the SFHA	33 of 507
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Dennis, Jul 2005 · 57 claims Hurricane Frances, Oct 2004 · 159 claims Hurricane Opal, Oct 1995 · 218 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20