Miami County property record for 187 Chapel Dr E, Troy, OH 45373 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,898 sqft · built 2021 |
| Lot Size | 0.419 acres (18,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,500 (Jul 2021) |
| Tax Bill | $4,896 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-106754 |
| Primary APN | D08-106754 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,898 sqft Living Area |
| 1st Floor Area | 3,796 sqft |
| Basement Area | 1,898 sqft |
| Game Room | Game Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 18,269 sqft (0.419 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 187 CHAPEL DR E |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10954 THE RESERVE AT WASHINGTON |
| Legal Subdivision | THE RESERVE AT WASHINGTON |
| Legal Lot Number | 10954 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records · APN D08-106754
Assessment roll updated March 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 CHAPEL DR E, TROY, OH 45373-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Transfer on Death Deed, Transfer |
| Jul 29, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Mar 30, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Mar 30, 2021 · Amount on Record |
| Deed Document Number | 202113150 |
| Last Transfer Date | Feb 14, 2023 |
| Transfer Doc | 0000001627 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 15, 2023 |
| Property Address | 187 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000001627 |
| Map Reference | MB 27 PG 74,74A&7B |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023OR-01627 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 29, 2021 |
| Property Address | 187 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000013150 |
| Map Reference | MB 27 PG 74,74A&74B |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021OR-13150 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 187 CHAPEL DRIVE EAST, TROY, OH 45373-4659 |
| Document Number | 0000013151 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021OR-13151 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 30, 2021 |
| Property Address | 187 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000005322 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 5322 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $132.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1974 BYERS RD MIAMISBURG OH 453423249, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,896.00 (-9.9%) Homeowner's exemption | $142,240 (-1.31%) Land $27,300 Building $114,940 | $406,400 (-1.31%) Land $78,000 Building $328,400 |
| 2024 | $5,434.00 (+2.2%) Homeowner's exemption | $144,130 (-) Land $22,750 Building $121,380 | |
| 2023 | $5,317.00 (+17.48%) Homeowner's exemption | $144,130 (-) Land $22,750 Building $121,380 | $411,800 (-) Land $65,000 Building $346,800 |
| 2022 | $4,526.00 Homeowner's exemption | $144,130 Land $22,750 Building $121,380 | $411,800 Land $65,000 Building $346,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093650012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless (licensed-by-rule) | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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