Miami County property record for 175 Chapel Dr E, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,862 sqft · built 2021 |
| Lot Size | 0.549 acres (23,893 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $417,800 (Sep 2021) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-106748 |
| Primary APN | D08-106748 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,862 sqft Living Area |
| 1st Floor Area | 3,724 sqft |
| Basement Area | 1,862 sqft |
| Finished Basement | 1,400 sqft |
| Game Room | Game Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 23,893 sqft (0.549 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 175 CHAPEL DR E |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 11362 THE RESERVE AT WASHINGTON |
| Legal Subdivision | THE RESERVE AT WASHINGTON |
| Legal Lot Number | 11362 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 175 CHAPEL DR E, TROY, OH 45373-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2025 | Transfer on Death Deed, Transfer |
| Sep 30, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| May 10, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2021 |
| Deed Document Number | 20212021OR-17095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 26, 2025 |
| Property Address | 175 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000007024 |
| Map Reference | MB 28 PGS 41 THRU 41 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 2025OR-07024 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 30, 2021 |
| Property Address | 175 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000017095 |
| Map Reference | MB 28 PG 41&41A |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021OR-17095 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 175 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000017096 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021OR-17096 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 10, 2021 |
| Property Address | 175 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000008161 |
| Map Reference | MB 28 PG 41-41A |
| Instrument Date | May 6, 2021 |
| Instrument | 2021OR-08161 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,370.00 (-10.22%) Homeowner's exemption | $156,000 (-1.65%) Land $27,300 Building $128,700 | $445,700 (-1.65%) Land $78,000 Building $367,700 |
| 2024 | $5,981.00 (+16.75%) Homeowner's exemption | $158,620 (+14.21%) Land $22,750 Building $135,870 | |
| 2023 | $5,123.00 (+17.66%) Homeowner's exemption | $138,880 (+0.17%) Land $22,750 Building $116,130 | $453,200 (+14.42%) Land $65,000 Building $388,200 |
| 2022 | $4,354.00 Homeowner's exemption | $138,640 Land $22,750 Building $115,890 | $396,100 Land $65,000 Building $331,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures