Miami County property record for 186 Chapel Dr E, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,312 sqft Living Area |
| Lot Size | 16,670 sqft (0.383 acres) |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,091.00 (2025) |
| Primary APN | D08-106742 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,312 sqft Living Area |
| 1st Floor | 4,624 sqft 1st Floor |
| Basement Area | 2,312 sqft Basement |
| Finished Basement | 1,500 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 16,670 sqft (0.383 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 186 CHAPEL DR E |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4658 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10948 THE RESERVE AT WASHINGTON |
| Legal Subdivision | THE RESERVE AT WASHINGTON |
| Legal Lot Number | 10948 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records · APN D08-106742
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Oct 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Feb 18, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Sep 20, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 |
| Deed Sale | Feb 18, 2022 |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Doc Number | 20222717 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 30, 2026 |
| Property Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Document Number | 0000009460 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 20269460 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Document Number | 0000009460, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20269460 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2051 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 25, 2022 |
| Property Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Document Number | 0000015494 |
| Map Reference | MB 27 PG 74,74A&74B |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022OR-15494 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Document Number | 0000015495 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022OR-15495 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 18, 2022 |
| Property Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Document Number | 0000002717 |
| Map Reference | MB 27 PG 74,74A&74B |
| Instrument Date | Dec 07, 2021 |
| Instrument | 2022OR-02717 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Document Number | 0000002718 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022OR-02718 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 20, 2021 |
| Property Address | 186 CHAPEL DR E, TROY, OH 45373-4658 |
| Document Number | 0000016464 |
| Map Reference | MB 27 PG 74,74A&74B |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021OR-16464 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,091.00 (-13.48%) Homeowner's exemption | $153,580 (-1.6%) Land $27,300 Building $126,280 | $438,800 (-1.59%) Land $78,000 Building $360,800 |
| 2024 | $5,884.00 (+2.21%) Homeowner's exemption | $156,070 (-) Land $22,750 Building $133,320 | |
| 2023 | $5,757.00 (+683.27%) | $156,070 (+586.02%) Land $22,750 Building $133,320 | $445,900 (+586%) Land $65,000 Building $380,900 |
| 2022 | $735.00 | $22,750 Land $22,750 | $65,000 Land $65,000 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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