Miami County property record for 195 Chapel Dr E, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,128 sqft · built 2021 |
| Lot Size | 0.369 acres (16,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,100 (Aug 2021) |
| Tax Bill | $4,129 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-106758 |
| Primary APN | D08-106758 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Upper Floors Area | 1,104 sqft |
| Basement Area | 1,024 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 16,065 sqft (0.369 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 195 CHAPEL DR E |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 10956 THE RESERVE AT WASHINGTON |
| Legal Subdivision | THE RESERVE AT WASHINGTON |
| Legal Lot Number | 10956 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 365001 |
Source: Miami County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 CHAPEL DR E, TROY, OH 45373-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Limited Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| May 4, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on Record |
| Deed Sale | Aug 26, 2021 · Amount on Record |
| Prior Sale | May 4, 2021 · Amount on Record |
| Deed Document Number | 202114950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 26, 2021 |
| Property Address | 195 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000014950 |
| Map Reference | MB 27 PG 74,74A&74B |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021OR-14950 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 195 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000014951 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021OR-14951 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 4, 2021 |
| Property Address | 195 CHAPEL DR E, TROY, OH 45373-4659 |
| Document Number | 0000007742 |
| Map Reference | MB 27 PG 74,74A&74B |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021OR-07742 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,129.00 (-9.19%) Homeowner's exemption | $119,950 (-0.52%) Land $27,300 Building $92,650 | $342,700 (-0.52%) Land $78,000 Building $264,700 |
| 2024 | $4,547.00 (+2.23%) Homeowner's exemption | $120,580 (-) Land $22,750 Building $97,830 | |
| 2023 | $4,448.00 (+17.45%) Homeowner's exemption | $120,580 (-) Land $22,750 Building $97,830 | $344,500 (-) Land $65,000 Building $279,500 |
| 2022 | $3,787.00 Homeowner's exemption | $120,580 Land $22,750 Building $97,830 | $344,500 Land $65,000 Building $279,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures