1862 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 1862 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,196 sqft · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on File
Last Sale	$166,000 (Dec 2016)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-04-0960`

Property Details

APN / Parcel Number

Primary APN	`8402-01-04-0960`
Alternative APNs	`34180201040960` `02183401040960` `3920619.0` `3920619`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	2,196 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	399 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3920619
Street Address	1862 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R1B
Legal Description	LOTS 4096 & 4097 BLK 131 FLORIDA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 4110 PG 0275 PER OR 5676 PG 4897 PER OR 5768 PG 0209 PER OR 6261 PG 1438 PER OR 6350 PG 2275 PER OR 6478 PG 2396 PER OR 7333 PG 2618
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	131
Legal Lot Number	4097
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2014
Census Tract	83006

Owner

1862 Umbrella Tree Dr is owned by a company that bought it in December 2016 and is owner-occupied.

Source: Volusia County records, as of March 16, 2026

Owner of Record	Company Name on File
Mailing Address	1862 UMBRELLA TREE DR, EDGEWATER, FL 32141-3710
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2016 · Amount on File
Deed Sale	Dec 6, 2016 · Amount on File
Prior Sale	May 25, 2010 · Amount on File
Deed Document Number	2016224085
Deed Book / Page	7333 / 2618
Prior Transfer Date	Feb 10, 2006
Prior Transfer Doc	0057680209
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1862 UMBRELLA TREE DR, EDGEWATER, FL 32141-3710
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079793376
Date	Jan 27, 2021
Book Page	7979/3376
Instrument	2021-018940

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1862 Umbrella Tree Dr was $2,894 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,278 (+2.7%)	$273,529 (+1.21%) Land $54,000 Building $219,529
2025	$2,894.00 Homeowner's exemption	$200,855	$270,266 Land $54,000 Building $216,266
2023	$2,815.00 (+2.51%) Homeowner's exemption	$189,510 (+3%)	$264,370 (+12.79%) Land $34,000 Building $230,370
2022	$2,746.00 Homeowner's exemption	$183,990	$234,399 Land $29,600 Building $204,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1862 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	72 (1991–2025)
Claims Outside the SFHA	72 of 72
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Nov 2022 · 14 claims Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1862 Umbrella Tree Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20