1851 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 1851 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,271 sqft · built 1977
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$186,500 (May 2020)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-04-0360`

Property Details

APN / Parcel Number

Primary APN	`8402-01-04-0360`
Alternative APNs	`34180201040360` `3920392.0` `3920392`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	1,271 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	341 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	332 sqft
Deck Area	104 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920392.0
Old Parcel Number	34180201040360
Street Address	1851 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOTS 4036 & 4037 EXC E 25 FT BLK 120 FLORIDA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 5374 PG 3496 PER OR 7852 PG 2749
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	120
Legal Lot Number	4036 4037
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2013
Census Tract	83006

Owner

1851 Umbrella Tree Dr is owned and occupied by an individual who bought it in May 2020.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1851 UMBRELLA TREE DR, EDGEWATER, FL 32141-3709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	Aug 4, 2004 · Amount on File
Deed Document Number	2020-088558
Deed Book / Page	7852 / 2749
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 15, 2020
Property Address	1851 UMBRELLA TREE DR, EDGEWATER, FL 32141-3709
Document Number	0078522749
Book / Page	7852 / 2749
Map Reference	MB 23 PG 107&108
Instrument Date	May 13, 2020
Instrument	2020-088558
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 JAMES ST, 510, ORANGE CITY, FL 32763-4712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 UMBRELLA TREE DR, EDGEWATER, FL 32141-3709

Mortgage

Document Number	0078522751
Date	May 15, 2020
Instrument	7852/2751

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1851 Umbrella Tree Dr was $3,228 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 Homeowner's exemption	$195,130	$212,027 Land $49,680 Building $162,347
2023	$2,713.00 (+2.53%) Homeowner's exemption	$184,108 (+3%)	$211,344 (+18.24%) Land $31,280 Building $180,064
2022	$2,646.00 Homeowner's exemption	$178,746 Land $27,232 Building $151,514	$178,746 Land $27,232 Building $151,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1851 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	72 (1991–2025)
Claims Outside the SFHA	72 of 72
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Nov 2022 · 14 claims Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1851 Umbrella Tree Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20