1859 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 1859 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,913 sqft · built 2003
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Mar 2010)
Tax Bill	$863 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8402-01-04-0310`

Property Details

APN / Parcel Number

Primary APN	`8402-01-04-0310`
Alternative APNs	`34180201040310` `02183401040310` `3920376.0` `3920376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,793 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3920376
Street Address	1859 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R1B
Legal Description	LOTS 4031 4032 & 4033 EXC E 25 FT BLK 120 FLORIDA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 5240 PG 1666 PER OR 6250 PG 4794 PER OR 6454 PG 3167
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	120
Legal Lot Number	4031
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	2
Census Block	2013
Census Tract	83006

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1859 UMBRELLA TREE DR, EDGEWATER, FL 32141-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2010 · Amount on Record
Deed Sale	Mar 12, 2010 · Amount on Record
Prior Sale	Dec 18, 2003 · Amount on Record
Deed Document Number	201044684
Deed Book / Page	6454 / 3167
Prior Transfer Date	Jan 8, 2004
Prior Transfer Doc	5240001666
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1859 UMBRELLA TREE DR, EDGEWATER, FL 32141-3709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1859 UMBRELLA TREE DR, EDGEWATER, FL 32141-3709

Mortgage

Document Number	0079012694
Date	Aug 27, 2020
Book Page	7901/2694
Instrument	2020-161188

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,487 (+2.7%)	$324,303 (-5.73%) Land $59,616 Building $264,687
2025	$863.00 (-31.07%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$118,294 (+5.99%)	$344,009 (-2.89%) Land $59,616 Building $284,393
2023	$1,252.00 (-3.1%) Senior Citizen's exemption	$111,613 (+3%)	$354,253 (+18.64%) Land $46,920 Building $307,333
2022	$1,292.00 Senior Citizen's exemption	$108,362	$298,604 Land $40,848 Building $257,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	72 (1991–2025)
Claims Outside the SFHA	72 of 72
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Nov 2022 · 14 claims Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20