Chesapeake City property record for 1861 Bancroft Rd, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,418 sqft · built 2022 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Trust Name on File |
| Last Sale | $679,900 (Aug 2023) |
| Tax Bill | $7,160 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2023 Sale & Mortgage |
| APN | 0394004000330 |
| Primary APN | 0394004000330 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,418 sqft Living Area |
| 1st Floor Area | 3,823 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1861 BANCROFT RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 33 HAVEN AT CENTERVILLE PH 1 0.189AC |
| Legal Subdivision | CAMDEN HAVEN |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20804 |
1861 Bancroft Rd is owner-occupied and held in a trust since May 2024.
Source: Chesapeake City records, as of October 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1861 BANCROFT RD, CHESAPEAKE, VA 23320-6145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Deed Document Number | 202316203 |
| Deed Book / Page | 10683 / 1035 |
| Last Transfer Date | May 9, 2024 |
| Transfer Doc | 010751/264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1861 BANCROFT RD, CHESAPEAKE, VA 23320-6145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1861 BANCROFT RD, CHESAPEAKE, VA 23320-6145 |
| Document Number | 10934/1965 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 10934/1965 |
| Instrument | 260001001 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 1, 2023 |
| Property Address | 1861 BANCROFT RD, CHESAPEAKE, VA 23320-6145 |
| Document Number | 10683/1035 |
| Book / Page | 10683 / 1035 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 230016203 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1861 BANCROFT RD, CHESAPEAKE, VA 23320-6145 |
| Document Number | 0230016204 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 230016204 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1861 Bancroft Rd was $7,160, up 2.4% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $722,100 (+1.86%) Land $205,000 Building $517,100 | $722,100 (+1.86%) Land $205,000 Building $517,100 | |
| 2025 | $7,160.00 (+2.4%) | $708,900 Land $185,000 Building $523,900 | $708,900 Land $185,000 Building $523,900 |
| 2024 | $6,992.00 | ||
| 2023 | $687,200 (+358.13%) Land $175,000 Building $512,200 | $687,200 (+358.13%) Land $175,000 Building $512,200 | |
| 2022 | $150,000 Land $150,000 | $150,000 Land $150,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 1861 Bancroft Rd; there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1861 Bancroft Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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