1872 Bancroft Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1872 Bancroft Rd, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,483 sqft · built 2022
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$716,195 (Nov 2022)
Tax Bill	$7,399 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
APN	`0394004000480`

Property Details

APN / Parcel Number

Primary APN	`0394004000480`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,483 sqft Living Area
1st Floor Area	1,597 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,543 sqft (0.265 acres)
Garage Type	Attached
Garage Area	707 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1872 BANCROFT RD
City	CHESAPEAKE
State	VA
Zip	23320-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LOT 48 HAVEN AT CENTERVILLE PH 1 0.265AC
Legal Subdivision	CAMDEN HAVEN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1872 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	202234315
Deed Book / Page	10618 / 1186
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 17, 2022
Property Address	1872 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number	10618/1186
Book / Page	10618 / 1186
Instrument Date	Oct 14, 2022
Instrument	220034315
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1872 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Investor	Possibly a Property Investor

Mortgage

Document Number	0220034316
Date	Nov 17, 2022
Instrument	220034316

Lender

Name	FULTON BANK NA

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Margin	3

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$745,200 (+1.72%) Land $205,000 Building $540,200	$745,200 (+1.72%) Land $205,000 Building $540,200
2025	$7,399.00	$732,600 (+2.86%) Land $185,000 Building $547,600	$732,600 (+2.86%) Land $185,000 Building $547,600
2023		$712,200 (+374.8%) Land $175,000 Building $537,200	$712,200 (+374.8%) Land $175,000 Building $537,200
2022		$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30