1848 Bancroft Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1848 Bancroft Rd, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,418 sqft · built 2022
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$696,113 (May 2023)
Tax Bill	$7,142 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
APN	`0394004000650`

Property Details

APN / Parcel Number

Primary APN	`0394004000650`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,418 sqft Living Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1848 BANCROFT RD
City	CHESAPEAKE
State	VA
Zip	23320-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LOT 65 HAVEN AT CENTERVILLE PH 1 0.193AC
Legal Subdivision	CAMDEN HAVEN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1848 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Deed Document Number	20239658
Deed Book / Page	10661 / 87
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 11, 2023
Property Address	1848 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number	0010661/87
Book / Page	10661 / 87
Instrument Date	May 1, 2023
Instrument	230009658
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	GOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1848 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number	0230009659
Date	May 11, 2023
Instrument	230009659

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,400 (+2.59%) Land $210,000 Building $515,400	$725,400 (+2.59%) Land $210,000 Building $515,400
2025	$7,142.00	$707,100 (+3.2%) Land $185,000 Building $522,100	$707,100 (+3.2%) Land $185,000 Building $522,100
2023		$685,200 (+356.8%) Land $175,000 Building $510,200	$685,200 (+356.8%) Land $175,000 Building $510,200
2022		$150,000 Land $150,000	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 76% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30