1849 Bancroft Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1849 Bancroft Rd, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,931 sqft · built 2022
Lot Size0.217 acres (9,453 sqft)
Owner2 Individual Names on File
Last Sale$699,900 (Jun 2026)
Tax Bill$6,642 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
APN0394004000300

Property Details

APN / Parcel Number

Primary APN0394004000300

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,931 sqft Living Area
1st Floor Area3,396 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,453 sqft (0.217 acres)
Garage TypeAttached
Garage Area515 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1849 BANCROFT RD
CityCHESAPEAKE
StateVA
Zip23320-6145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 30 HAVEN AT CENTERVILLE PH 1 0.217AC
Legal SubdivisionCAMDEN HAVEN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

1849 Bancroft Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1849 BANCROFT RD, CHESAPEAKE, VA 23320-6145
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Jun 1, 2026Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE
Sep 13, 2023Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Prior SaleSep 13, 2023 · Amount on File
Deed Document Number202613866
Deed Book / Page10984 / 1851
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 1, 2026
Property Address1849 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number10984/1851
Book / Page10984 / 1851
Instrument DateMay 20, 2026
Instrument202613866
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70,689.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1849 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number0000013867,
DateJun 1, 2026
Instrument202613867
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 1, 2026
Property Address1849 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number0000013866
Book / Page10984 / 1851
Instrument DateMay 20, 2026
Instrument202613866
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70,689.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1849 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number0000013867,
DateJun 1, 2026
Instrument202613867
Lender
NameTOWNE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 13, 2023
Property Address1849 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number010694/566
Book / Page10694 / 566
Instrument DateAug 11, 2023
Instrument230019470
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1849 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number0230019471
DateSep 13, 2023
Instrument230019471
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1849 Bancroft Rd was $6,642, up 2.3% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$671,300 (+2.08%) Land $205,000 Building $466,300$671,300 (+2.08%) Land $205,000 Building $466,300
2025$6,642.00 (+2.26%)$657,600 Land $185,000 Building $472,600$657,600 Land $185,000 Building $472,600
2024$6,495.00
2023$637,300 (+324.87%) Land $175,000 Building $462,300$637,300 (+324.87%) Land $175,000 Building $462,300
2022$150,000 Land $150,000$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1849 Bancroft Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1849 Bancroft Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 76% of Virginia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Starlink
Satellite
280 / 30

Nearby Properties on Bancroft Rd

Nearby Streets

Search Property Records by Address or Parcel Number