18606 E 20th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18606 E 20th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 1995
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2025)
Tax Bill	$2,712 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-17-23`

Property Details

APN / Parcel Number

Primary APN	`16-220-17-23`
Alternative APNs	`16-220-17-23-00-0-00-000` `16220172300000001` `735711`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	690 sqft
Basement Area	1,412 sqft
Finished Basement	636 sqft
Unfinished Basement	776 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.204 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	735711
Street Address	18606 E 20TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-3062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 545
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	545
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3010
Census Tract	15100

Owner

Source: Jackson County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18606 E 20TH TER N, INDEPENDENCE, MO 64058-3062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 2, 2019	Grant Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Apr 2, 2025 · Amount on Record
Deed Document Number	202594956
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	00E0088147
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 23, 2025
Property Address	18606 E 20TH TER N, INDEPENDENCE, MO 64058-3062
Document Number	00E0094956
Instrument Date	Dec 10, 2025
Instrument	2025E0094956
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, TALLGRASS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18606 E 20TH TER N, INDEPENDENCE, MO 64058-3062

Mortgage

Document Number	00E0094957
Date	Dec 23, 2025
Instrument	2025E0094957

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18606 E 20TH TER N, INDEPENDENCE, MO 64058-3062
Document Number	000E119764
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18606 E 20TH TER N INDEPENDENCE MO 640583062, INDEPENDENCE, MO 64058-3062

Mortgage

Document Number	000E119764
Date	Dec 15, 2020
Instrument	119764E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 2, 2019
Property Address	18606 E 20TH TER N, INDEPENDENCE, MO 64058-3062
Document Number	0000E50309
Instrument Date	Jun 27, 2019
Instrument	50309E
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18606 E 20TH TER RICHMOND MO 64085, RICHMOND, MO 64085

Mortgage

Document Number	E50311
Date	Jul 2, 2019
Instrument	50311E

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,877 (+15%) Land $5,835 Building $29,042	$183,560 (+15%)
2024	$2,712.00 (+0.89%)
2023	$2,688.00	$30,328 Land $3,116 Building $27,212	$159,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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