18702 E 20th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18702 E 20th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,055 sqft · built 1996
Lot Size	0.209 acres (9,113 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Dec 2019)
Tax Bill	$4,212 (2024)
Deeds & Mortgages	May 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-20-05`

Property Details

APN / Parcel Number

Primary APN	`16-220-20-05`
Alternative APNs	`16-220-20-05-00-0-00-000` `735742`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	683 sqft
Basement Area	1,057 sqft
Finished Basement	649 sqft
Unfinished Basement	408 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,113 sqft (0.209 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	735742
Street Address	18702 E 20TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-3064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 569
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	569
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3008
Census Tract	15100

Owner

Source: Jackson County records · APN 16-220-20-05

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 09, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 04, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 11, 2019	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Oct 03, 2006 · Amount on Record
Deed Document Number	2019E101787
Prior Transfer Date	Sep 27, 2006
Prior Transfer Doc	00E0101602
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064

Mortgage

Document Number	00E0048857
Date	May 23, 2022
Instrument	2022E0048857

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064

Mortgage

Document Number	00E0086851
Date	Aug 09, 2021
Instrument	2021E0086851

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jan 01, 2050

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Transaction Type	Mortgage
Record Updated	Jun 08, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064

Mortgage

Document Number	00E0038448
Date	Jun 04, 2025
Instrument	2025E0038448

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 01, 2065

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 11, 2019
Property Address	18702 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Document Number	000E101787
Instrument Date	Dec 09, 2019
Instrument	101787E
Transaction Type	Transfer
Record Updated	Jan 03, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18702 E 20TH TER N INDEPENDENCE MO 640583064, INDEPENDENCE, MO 64058-3064

Mortgage

Document Number	E101788
Date	Dec 11, 2019
Instrument	101788E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,156 (+15%) Land $6,004 Building $48,152	$285,030 (+15%)
2024	$4,212.00 (+0.91%)
2023	$4,174.00	$47,093 Land $3,496 Building $43,597	$247,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Based on FCC filings for 589 locations within half a mile of this property.

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