18601 E 20th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18601 E 20th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,817 sqft · built 1994
Lot Size	0.214 acres (9,299 sqft)
Owner	Individual Name on Record
Last Sale	$255,859 (May 2022)
Tax Bill	$2,812 (2024)
Deeds & Mortgages	May 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-220-19-08`

Property Details

APN / Parcel Number

Primary APN	`16-220-19-08`
Alternative APNs	`16-220-19-08-00-0-00-000` `16220190800000001` `735734`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	1,168 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,299 sqft (0.214 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	435 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	735734
Street Address	18601 E 20TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOT 578
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	578
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3007
Census Tract	15100

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18601 E 20TH TER N, INDEPENDENCE, MO 64058-3063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 15, 2020	Deed of Trust, Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Feb 21, 2008 · Amount on Record
Deed Document Number	202245960
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	00E0017408
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 12, 2022
Property Address	18601 E 20TH TER N, INDEPENDENCE, MO 64058-3063
Document Number	00E0045960
Instrument Date	Apr 29, 2022
Instrument	2022E0045960
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18601 E 20TH TER N, INDEPENDENCE, MO 64058-3063

Mortgage

Document Number	00E0045961
Date	May 12, 2022
Instrument	2022E0045961

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	00E0045962
Date	May 12, 2022
Instrument	2022E0045962

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18601 E 20TH TER N, INDEPENDENCE, MO 64058-3063
Document Number	0000E85606
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18601 E 20TH TER N INDEPENDENCE MO 640583063, INDEPENDENCE, MO 64058-3063

Mortgage

Document Number	0000E85606
Date	Sep 21, 2020
Instrument	85606E

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	KANSAS CITY, MO 64120

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,165 (+15%) Land $6,004 Building $30,161	$190,340 (+15%)
2024	$2,812.00 (+0.9%)
2023	$2,787.00	$31,449 Land $2,658 Building $28,791	$165,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

Nearby Properties on E 20th Ter N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures