18704 E 20th Ter N, Independence, MO 64058 Property Records

Jackson County property record for 18704 E 20th Ter N, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,690 sqft · built 2000
Lot Size	0.206 acres (8,980 sqft)
Owner	Individual Name on Record
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-20-06`

Property Details

APN / Parcel Number

Primary APN	`16-220-20-06`
Alternative APNs	`16-220-20-06-00-0-00-000` `16220200600000001` `735743`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	732 sqft
Basement Area	1,620 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,980 sqft (0.206 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	735743
Street Address	18704 E 20TH TER N
City	INDEPENDENCE
State	MO
Zip	64058-3064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SALEM EAST LOTS 554-564 570-573 & 580 LOT 570
Legal Subdivision	SALEM EAST
Legal Block	3
Legal Lot Number	570
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3008
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18704 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC
Mar 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Oct 26, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Jul 23, 2018	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023
Deed Sale	Aug 14, 2023
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	202358487
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18704 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7602 BLUE WATER LN, CASTLE ROCK, CO 80108-8550

Mortgage

Document Number	00E0059718
Date	Aug 17, 2023
Instrument	2023E0059718

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 14, 2023
Property Address	18704 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Document Number	00E0058487
Instrument Date	Aug 10, 2023
Instrument	2023E0058487
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18704 E 20TH TER N, INDEPENDENCE, MO 64058-3064

Mortgage

Document Number	00E0059718
Date	Aug 14, 2023
Instrument	2023E0059718

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Mar 17, 2022
Property Address	18704 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Document Number	00E0025540
Instrument Date	Mar 10, 2022
Instrument	2022E0025540
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	18704 E 20111 TERRACE N, INDEPENDENCE, MO 64058

Mortgage

Document Number	00E0025541
Date	Mar 17, 2022
Instrument	2022E0025541

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18704 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Document Number	0000E95363
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18704 20TH TER E INDEPENDENCE MO 64058, INDEPENDENCE, MO 64058

Mortgage

Document Number	0000E95363
Date	Nov 20, 2019
Instrument	95363E

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2039

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 23, 2018
Property Address	18704 E 20TH TER N, INDEPENDENCE, MO 64058-3064
Document Number	0000E63695
Instrument Date	Jul 19, 2018
Instrument	63695E
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18704 E 20TH TER N INDEPENDENCE MO 640583064, INDEPENDENCE, MO 64058-3064

Mortgage

Document Number	E64243
Date	Jul 23, 2018
Instrument	64243E

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,810 (-) Land $6,004 Building $38,806	$235,840 (-)
2025	$4,028.00 (+15.58%)	$44,810 (+15%) Land $6,004 Building $38,806	$235,840 (+15%)
2024	$3,485.00 (+0.9%)
2023	$3,454.00 (-13.63%)	$38,965 (-8.85%) Land $3,283 Building $35,682	$205,080 (-8.85%)
2022	$3,999.00	$42,750 Land $4,284 Building $38,466
2021			$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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