1860 Beacon Hl, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1860 Beacon Hl, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,507 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$352,500 (Mar 2013)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-060.00`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-060.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,507 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1860 BEACON HL
City	FT WRIGHT
State	KY
Zip	41011-3685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO HGTS SEC 18 LOT 4
Legal Subdivision	MONTICELLO HEIGHTS
Legal Phase	18
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3012
Census Tract	65200

Owner

1860 Beacon Hl is owned and occupied by two individuals who bought it in March 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1860 BEACON HL, FT WRIGHT, KY 41011-3685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2013 · Amount on File
Deed Sale	Mar 21, 2013 · Amount on File
Deed Document Number	201303 21 059 00195
Deed Book / Page	5117 / 116
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1860 BEACON HL, FT WRIGHT, KY 41011-3685
Document Number	0000000061
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1860 BEACON HL FORT WRIGHT KY 410113685, FORT WRIGHT, KY 41011-3685

Mortgage

Document Number	0000000061
Date	Nov 23, 2020
Book Page	00M130/000498
Instrument	61

Lender

Name	CENTERBANK
Type	Bank
Address	DAY HEIGHTS, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1860 Beacon Hl was $3,890.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,600 (-) Land $55,000 Building $337,600	$392,600 (-) Land $55,000 Building $337,600
2025	$3,890.00	$392,600 Land $55,000 Building $337,600	$392,600 Land $55,000 Building $337,600
2023	$4,133.00	$387,800 Land $45,000 Building $342,800	$387,800 Land $45,000 Building $342,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 Beacon Hl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 Beacon Hl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20