1862 Beacon Hl, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1862 Beacon Hl, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,494 sqft · built 1987
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Jan 1998)
Tax Bill$3,072 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN042-20-00-062.00

Property Details

APN / Parcel Number

Primary APN042-20-00-062.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,494 sqft Finished Area
Gross Area4,042 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1862 BEACON HL
CityFT WRIGHT
StateKY
Zip41011-3685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO HGTS SEC 18 PT LOT 5 & SEC 9 PT LOT 178
Legal SubdivisionMONTICELLO HEIGHTS
Legal Phase18&9
Legal Lot Number5-17
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3012
Census Tract65200

Owner

1862 Beacon Hl is owned and occupied by two individuals who bought it in January 1998.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1862 BEACON HL, FT WRIGHT, KY 41011-3685
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Feb 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Jun 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 1998 · Amount on File
Deed SaleJan 16, 1998 · Amount on File
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1862 BEACON HL, FT WRIGHT, KY 41011-3685
Document Number0000000182
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1862 BEACON HILL DR FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011

Mortgage

Document Number0000000182
DateNov 10, 2020
Book Page00M123/000803
Instrument182
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueNov 9, 2030

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1862 BEACON HL, FT WRIGHT, KY 41011-3685
Document Number0000000052
Instrument DateFeb 4, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1862 BEACON HILL DR FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011

Mortgage

Document Number0000000052
DateFeb 27, 2020
Book Page000M15/000111
Instrument52
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1862 BEACON HL, FT WRIGHT, KY 41011-3685
Document Number0000000319
Book / Page0C6196 / 000040
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedJul 27, 2017
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1862 BEACON HILL DR FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011

Mortgage

Document Number0000000319
DateJul 6, 2017
Book Page0C6196/000040
Instrument319
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1862 Beacon Hl was $3,072 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,100 (-) Land $55,000 Building $304,100$359,100 (-) Land $55,000 Building $304,100
2025$3,072.00 Homeowner's exemption$359,100 Land $55,000 Building $304,100$359,100 Land $55,000 Building $304,100
2023$2,231.00 Homeowner's exemption$255,700 Land $45,000 Building $210,700$255,700 Land $45,000 Building $210,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1862 Beacon Hl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1862 Beacon Hl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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