1857 Beacon Hl, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1857 Beacon Hl, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,518 sqft · built 1987
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jan 2021)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	May 2023 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-057.00`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-057.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,518 sqft Finished Area
Gross Area	2,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1857 BEACON HL
City	FT WRIGHT
State	KY
Zip	41011-3686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO HGTS SEC 18 LOT 12
Legal Subdivision	MONTICELLO HEIGHTS
Legal Phase	18
Legal Lot Number	12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3012
Census Tract	65200

Owner

1857 Beacon Hl is owned and occupied by two individuals who bought it in January 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1857 BEACON HL, FT WRIGHT, KY 41011-3686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jan 5, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Jun 7, 2005 · Amount on File
Deed Document Number	20215900104
Deed Book / Page	64 / 217
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 1, 2023
Property Address	1857 BEACON HL, FT WRIGHT, KY 41011-3686
Document Number	0005900108
Book / Page	KC 224 / 326
Map Reference	PL 1398
Instrument Date	Apr 26, 2023
Instrument	23050105900108
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 CLEVELAND AVE, PARK HILLS, KY 41011-1971

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1857 BEACON HL, FT WRIGHT, KY 41011-3686

Mortgage

Document Number	0005900109
Date	May 1, 2023
Book Page	KCM 457/250
Instrument	23050105900109

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 5, 2021
Property Address	1857 BEACON HL, FT WRIGHT, KY 41011-3686
Document Number	0000000104
Book / Page	000064 / 000217
Instrument Date	Dec 30, 2020
Instrument	104
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1857 BEACON HL FORT WRIGHT KY 410113686, FORT WRIGHT, KY 41011-3686

Tax Assessment & Valuation

The 2025 property tax bill for 1857 Beacon Hl was $4,806.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,000 (-) Land $55,000 Building $430,000	$485,000 (-) Land $55,000 Building $430,000
2025	$4,806.00	$485,000 Land $55,000 Building $430,000	$485,000 Land $55,000 Building $430,000
2023	$3,997.00	$375,000 Land $45,000 Building $330,000	$375,000 Land $45,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1857 Beacon Hl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1857 Beacon Hl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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