1855 Beacon Hl, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1855 Beacon Hl, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,594 sqft · built 1987
Lot Size	0.689 acres (30,056 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-20-00-055.00`

Property Details

APN / Parcel Number

Primary APN	`042-20-00-055.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,594 sqft Finished Area
Gross Area	4,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0422000055.00
Street Address	1855 BEACON HL
City	FT WRIGHT
State	KY
Zip	41011-3686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO HGTS SEC 18 LOT 13
Legal Subdivision	MONTICELLO HEIGHTS
Legal Phase	18
Legal Lot Number	13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3012
Census Tract	65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1855 BEACON HL, FT WRIGHT, KY 41011-3686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 1996
Deed Sale	Apr 17, 1996
Deed Document Number	0001184238
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1855 BEACON HL, FT WRIGHT, KY 41011-3686
Document Number	0000000047
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1855 BEACON HL FORT WRIGHT KY 410113686, FORT WRIGHT, KY 41011-3686

Mortgage

Document Number	0000000047
Date	Apr 9, 2019
Book Page	0C6636/000080
Instrument	47

Lender

Name	PNC BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (+43.35%) Homeowner's exemption	$401,500 (+46%) Land $55,000 Building $346,500	$401,500 (+46%) Land $55,000 Building $346,500
2023	$2,436.00 Homeowner's exemption	$275,000 Land $45,000 Building $230,000	$275,000 Land $45,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beacon Hl

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