186 Willowbrook Ln, Moraga, CA 94556 Property Records

Contra Costa County property record for 186 Willowbrook Ln, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,205 sqft · built 2016
Lot Size	0.228 acres (9,925 sqft)
Owner	2 Company Names on Record
Last Sale	$2,163,500 (Feb 2017)
Tax Bill	$30,500 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-850-017-5`

Property Details

APN / Parcel Number

Primary APN	`255-850-017-5`
Alternative APN	`255-850-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,205 sqft Living Area
1st Floor Area	1,852 sqft
2nd Floor Area	1,353 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	9,925 sqft (0.228 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	186 WILLOWBROOK LN
City	MORAGA
State	CA
Zip	94556-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9321 L17
Legal Subdivision	SUBDIVISION 9321
Legal Tract	9321
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	352201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	186 WILLOWBROOK LN, MORAGA, CA 94556-1060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 26, 2021	Intrafamily Transfer, Transfer
Feb 28, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	201736376
Last Transfer Date	Aug 10, 2021
Transfer Doc	0000239799
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	186 WILLOWBROOK LN, MORAGA, CA 94556-1060
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 WILLOWBROOK LN, MORAGA, CA 94556-1060

Mortgage

Document Number	0000326435
Date	Dec 28, 2020
Instrument	2020-326435

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2021
Property Address	186 WILLOWBROOK LN, MORAGA, CA 94556-1060
Document Number	0000239799
Map Reference	MB 523 PG 1
Instrument Date	Aug 10, 2021
Instrument	2021-239799
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	186 WILLOWBROOK LN, MORAGA, CA 94556-1060

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 28, 2017
Property Address	186 WILLOWBROOK LN, MORAGA, CA 94556-1060
Document Number	0000036376
Map Reference	MAP523 PG1
Instrument Date	Feb 23, 2017
Instrument	2017-036376
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	186 WILLOWBROOK LN, MORAGA, CA 94556-1060

Mortgage

Document Number	0000036377
Date	Feb 28, 2017
Instrument	2017-036377

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,653,749 (+2%) Land $1,302,174 Building $1,351,575
2025	$30,500.00 (+5.93%) Homeowner's exemption	$2,601,716 (+4.04%) Land $1,276,642 Building $1,325,074
2023	$28,792.00 (+1.65%) Homeowner's exemption	$2,500,690 Land $1,227,069 Building $1,273,621
2022	$28,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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