Harford County property record for 186 Joppa Farm Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,418 sqft · built 2013 |
| Lot Size | 0.071 acres (3,105 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2021) |
| Tax Bill | $3,017 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-389467 |
| Primary APN | 01-389467 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Total Area |
| Basement Area | 210 sqft |
| Finished Basement | 210 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,105 sqft (0.071 acres) |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 389467 |
|---|---|
| Street Address | 186 JOPPA FARM RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4670 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 16 3105 SF 186 JOPPA FARM ROAD MAGNOLIA LANDING 138/31 |
| Legal Subdivision | MAGNOLIA LNDG 2 |
| Legal Lot Number | 16 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 301402 |
186 Joppa Farm Rd, a townhouse, is owned and occupied by an individual who bought it in September 2021.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 JOPPA FARM RD, JOPPA, MD 21085-4670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed, Transfer · FHA Mortgage ACRE MORTGAGE & FINANCIAL INC |
| Mar 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | Oct 28, 2013 · Amount on File |
| Deed Book / Page | 15017 / 66 |
| Prior Transfer Date | Jan 9, 2021 |
| Prior Transfer Doc | 0145600192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 9, 2021 |
| Property Address | 186 JOPPA FARM RD, JOPPA, MD 21085-4670 |
| Document Number | 0150170066 |
| Book / Page | 15017 / 66 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LUCID TITLE AND ESCROW LLC, LUCID TITE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 186 JOPPA FARM RD, JOPPA, MD 21085-4670 |
| Document Number | 0001501772 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 15017/72 |
| Name | ACRE MORTGAGE & FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 9, 2021 |
| Property Address | 186 JOPPA FARM RD, JOPPA, MD 21085-4670 |
| Document Number | 0145600192 |
| Book / Page | 14560 / 192 |
| Map Reference | PL 138 PG 31 |
| Instrument Date | Jan 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 186 FERN DR, JOPPA, MD 21085-3018 |
The 2026 property tax bill for 186 Joppa Farm Rd was $3,017 with a homeowner's exemption, up 15.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,017.00 (+15.9%) Homeowner's exemption | $276,900 (+7.38%) Land $63,500 Building $213,400 | $276,900 (-) Land $63,500 Building $213,400 |
| 2025 | $2,603.00 Homeowner's exemption | $257,867 | $276,900 Land $63,500 Building $213,400 |
| 2023 | $219,800 Land $63,500 Building $156,300 | $219,800 Land $63,500 Building $156,300 | |
| 2022 | $2,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Joppa Farm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Joppa Farm Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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