181 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 181 Joppa Farm Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 ba · 1,488 sqft · built 2021
Lot Size	0.061 acres (2,645 sqft)
Owner	Individual Name on File
Last Sale	$280,282 (Apr 2021)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-388967`

Property Details

APN / Parcel Number

Primary APN	`01-388967`
Alternative APN	`388967`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,488 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,645 sqft (0.061 acres)
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	388967
Street Address	181 JOPPA FARM RD
City	JOPPA
State	MD
Zip	21085-4688
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 112 2645 SF 181 JOPPA FARM ROAD MAGNOLIA LANDING 142/75
Legal Subdivision	REVISED FINAL PLAY OME MAGNOLIA LANDING
Legal Lot Number	112
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records · APN 01-388967

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	181 JOPPA FARM RD, JOPPA, MD 21085-4688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 02, 2021	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSEDALE FED'L S&L ASSN
Nov 27, 2019	Trustee's Deed, Transfer · Conventional Mortgage JAMES I JR HUMPHREY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2021 · Amount on Record
Deed Sale	Apr 02, 2021 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Book / Page	14634 / 4
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0135670498
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	181 JOPPA FARM RD, JOPPA, MD 21085-4688
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 JOPPA FARM RD, JOPPA, MD 21085-4688

Mortgage

Document Number	0170420444
Date	Mar 17, 2026
Book Page	17042/444

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 02, 2021
Property Address	181 JOPPA FARM RD, JOPPA, MD 21085-4688
Document Number	0146340004
Book / Page	14634 / 4
Map Reference	MB 142 PL 75
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	181 JOPPA FARM RD, JOPPA, MD 21085-4688

Mortgage

Document Number	0001463419
Date	Apr 02, 2021
Instrument	14634/19

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	181 JOPPA FARM RD, JOPPA, MD 21085-4688
Document Number	0141990089
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 04, 2020
Title Company	MID ATLANTIC TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	222 N CONSTITUTION AVE NEW FREEDOM PA 173497938, NEW FREEDOM, PA 17349-7938

Mortgage

Document Number	0141990089
Date	Oct 20, 2020
Book Page	014199/000089

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 27, 2019
Property Address	181 JOPPA FARM RD, JOPPA, MD 21085-4688
Document Number	0135670498
Book / Page	013567 / 000498
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,007.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	222 N CONSTITUTION AVE NEW FREEDOM PA 173497938, NEW FREEDOM, PA 17349-7938

Mortgage

Document Number	135670530
Date	Nov 27, 2019
Book Page	013567/000530

Lender

Name	JAMES I JR HUMPHREY
Address	10220 OLD COLUMBIA RD # M, DAYTON, MD 21036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,600 (+10.68%) Land $63,500 Building $290,100	$353,600 (-) Land $63,500 Building $290,100
2025	$3,109.00 (+13.59%)	$319,467 (+27.18%)	$353,600 (+40.76%) Land $63,500 Building $290,100
2023		$251,200 Land $63,500 Building $187,700	$251,200 Land $63,500 Building $187,700
2022	$2,737.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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