Harford County property record for 185 Joppa Farm Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,440 sqft · built 2021 |
| Lot Size | 0.053 acres (2,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $359,000 (Oct 2025) |
| Tax Bill | $3,663 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-388940 |
| Primary APN | 01-388940 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,300 sqft (0.053 acres) |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 388940 |
|---|---|
| Street Address | 185 JOPPA FARM RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4688 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 110 2300 SF 185 JOPPA FARM ROAD MAGNOLIA LANDING 142/75 |
| Legal Subdivision | REVISED FINAL PLAY OME MAGNOLIA LANDING |
| Legal Lot Number | 110 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 15, 2025 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| May 6, 2021 | Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSEDALE FED'L S&L ASSN |
| Nov 27, 2019 | Trustee's Deed, Transfer · Conventional Mortgage JAMES I JR HUMPHREY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | May 6, 2021 · Amount on Record |
| Deed Book / Page | 16846 / 471 |
| Prior Transfer Date | Oct 15, 2019 |
| Prior Transfer Doc | 0135670498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 21, 2026 |
| Property Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 1721000145 |
| Book / Page | 17216 / 145 |
| Instrument Date | Jul 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES L |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 1721000145, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 17216/145 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 15, 2025 |
| Property Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0168460471 |
| Book / Page | 16846 / 471 |
| Map Reference | MB 142 PL 075 |
| Instrument Date | Sep 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0016846477 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 16846/477 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 6, 2021 |
| Property Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0147300255 |
| Book / Page | 14730 / 255 |
| Instrument Date | Mar 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0014730270 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 14730/270 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0141990089 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | MID ATLANTIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 222 N CONSTITUTION AVE NEW FREEDOM PA 173497938, NEW FREEDOM, PA 17349-7938 |
| Document Number | 0141990089 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 014199/000089 |
| Name | ROSEDALE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 27, 2019 |
| Property Address | 185 JOPPA FARM RD, JOPPA, MD 21085-4688 |
| Document Number | 0135670498 |
| Book / Page | 013567 / 000498 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | MID ATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,007.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 222 N CONSTITUTION AVE NEW FREEDOM PA 173497938, NEW FREEDOM, PA 17349-7938 |
| Document Number | 135670530 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 013567/000530 |
| Name | JAMES I JR HUMPHREY |
|---|---|
| Address | 10220 OLD COLUMBIA RD # M, DAYTON, MD 21036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,663.00 (+23.71%) Homeowner's exemption | $336,100 (+10.58%) Land $63,000 Building $273,100 | $336,100 (-) Land $63,000 Building $273,100 |
| 2025 | $2,961.00 (+13.4%) | $303,933 (+26.85%) | $336,100 (+40.28%) Land $63,000 Building $273,100 |
| 2023 | $239,600 Land $63,000 Building $176,600 | $239,600 Land $63,000 Building $176,600 | |
| 2022 | $2,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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