190 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 190 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,420 sqft · built 2012
Lot Size	0.062 acres (2,700 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Sep 2020)
Tax Bill	$2,965 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-389483`

Property Details

APN / Parcel Number

Primary APN	`01-389483`
Alternative APN	`389483`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,420 sqft Total Area
Basement Area	280 sqft
Finished Basement	280 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.062 acres)
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	389483
Street Address	190 JOPPA FARM RD
City	JOPPA
State	MD
Zip	21085-4670
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 18 2700 SF 190 JOPPA FARM ROAD MAGNOLIA LANDING 131/72
Legal Subdivision	MAGNOLIA LNDG 02
Legal Lot Number	18
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2007
Census Tract	301402

Owner

190 Joppa Farm Rd, a townhouse, is owned and occupied by two individuals who bought it in September 2020.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 JOPPA FARM RD, JOPPA, MD 21085-4670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Mar 28, 2013 · Amount on File
Deed Book / Page	14142 / 255
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 29, 2020
Property Address	190 JOPPA FARM RD, JOPPA, MD 21085-4670
Document Number	0141420255
Book / Page	14142 / 255
Map Reference	PL 131 PG 72
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	GUARANTEED TRUST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	190 JOPPA FARM RD, JOPPA, MD 21085-4670
Investor	Possibly a Property Investor

Mortgage

Document Number	0014142262
Date	Sep 29, 2020
Instrument	14142/262

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 190 Joppa Farm Rd was $2,965, up 16.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,965.00 (+16.18%)	$272,100 Land $63,000 Building $209,100	$272,100 Land $63,000 Building $209,100
2025	$2,552.00
2023		$215,300 Land $63,000 Building $152,300	$215,300 Land $63,000 Building $152,300
2022	$2,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Joppa Farm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Joppa Farm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20