San Luis Obispo County property record for 186 Bluff Dr, Pismo Beach, CA 93449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 8,114 sqft · built 2021 |
| Lot Size | 3.01 acres (131,551 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,200,000 (Dec 2012) |
| Tax Bill | $68,521 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-562-001 |
| Primary APN | 010-562-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 3 Stories |
| Building Area | 8,114 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 131,551 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 186 BLUFF DR |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | TR 1618 LT 1 |
| Legal Subdivision | TRACT 1618 |
| Legal Tract | 1618 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 11600 |
186 Bluff Dr is owned by a company that bought it in December 2012.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1068, HANFORD, CA 93232-1068 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2012 · Amount on File |
| Deed Sale | Dec 6, 2012 · Amount on File |
| Prior Sale | Feb 15, 2007 · Amount on File |
| Deed Document Number | 201271194 |
| Prior Transfer Date | Jul 13, 2000 |
| Prior Transfer Doc | 0000042784 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 186 Bluff Dr was $68,521.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,296,375 (+2%) Land $2,873,727 Building $3,422,648 | |
| 2025 | $68,521.00 | $6,172,918 Land $2,817,380 Building $3,355,538 |
| 2023 | $67,699.00 (+6.57%) | $5,933,219 Land $2,707,979 Building $3,225,240 |
| 2022 | $63,527.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 186 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1978–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Bluff Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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