Stearns County property record for 18535 Dover Rd, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,290 sqft · built 1994 |
| Lot Size | 8 acres (348,539 sqft) |
| Owner | Individual Name on File |
| Last Sale | $26,000 (Aug 1994) |
| Tax Bill | $4,524 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10764-0100 |
| Primary APN | 19-10764-0100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,290 sqft Living Area |
| Gross Area | 3,400 sqft |
| 1st Floor Area | 1,546 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 348,539 sqft (8 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18535 DOVER RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 LUMLEY 2ND ADDITION SECTION 08 TOWNSHIP 122 RANGE 027 SECTION 08 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 08 |
| Legal Subdivision | LUMLEY 2ND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11202 |
18535 Dover Rd is owned and occupied by an individual who bought it in August 1994.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18535 DOVER RD, CLEARWATER, MN 55320-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 1994 · Amount on File |
| Deed Sale | Aug 19, 1994 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 18535 Dover Rd was $4,524.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 | $706,900 (+4.28%) Land $169,800 Building $537,100 | $706,900 (+4.28%) Land $169,800 Building $537,100 |
| 2025 | $677,900 Land $143,500 Building $534,400 | $677,900 Land $143,500 Building $534,400 | |
| 2023 | $5,576.00 | $651,300 Land $137,900 Building $513,400 | $651,300 Land $137,900 Building $513,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18535 Dover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18535 Dover Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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