Montgomery County property record for 18564 Split Rock Ln, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,818 sqft · built 1977 |
| Lot Size | 0.038 acres (1,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (May 2020) |
| Tax Bill | $4,442 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696566 |
| Primary APN | 09-01696566 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 2,038 sqft |
| 1st Floor Area | 798 sqft |
| Basement Area | 365 sqft |
| Finished Basement | 365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,638 sqft (0.038 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696566 |
|---|---|
| Street Address | 18564 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2113 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | STONERIDGE |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 165 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
18564 Split Rock Ln, a townhouse, is owned and occupied by two individuals who bought it in May 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18564 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| May 26, 2020 | Grant Deed, Transfer · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | Jul 18, 2014 · Amount on File |
| Deed Book / Page | 59681 / 149 |
| Transfer Doc | 77751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18564 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 18564 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Document Number | 0622750419 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 62275/419 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 26, 2020 |
| Property Address | 18564 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Document Number | 0596810149 |
| Book / Page | 059681 / 000149 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | HARVEST TITLE ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18564 SPLIT ROCK LN GERMANTOWN MD 208742113, GERMANTOWN, MD 20874-2113 |
| Document Number | 596810157 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 059681/000157 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
The 2025 property tax bill for 18564 Split Rock Ln was $4,442, up 8.7% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,600 (+6.86%) Land $120,000 Building $249,600 | $369,600 (-) Land $120,000 Building $249,600 | |
| 2025 | $4,442.00 (+8.69%) | $345,867 | $369,600 Land $120,000 Building $249,600 |
| 2024 | $4,087.00 | ||
| 2023 | $298,400 (+4.95%) Land $120,000 Building $178,400 | $298,400 (-) Land $120,000 Building $178,400 | |
| 2022 | $2,793.00 | $284,333 | $298,400 Land $120,000 Building $178,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18564 Split Rock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18564 Split Rock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures