Montgomery County property record for 18559 Split Rock Ln, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,412 sqft · built 1977 |
| Lot Size | 0.03 acres (1,298 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (May 2017) |
| Tax Bill | $3,248 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696225 |
| Primary APN | 09-01696225 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,298 sqft (0.03 acres) |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696225 |
|---|---|
| Street Address | 18559 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2114 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | STONERIDGE |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 110 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
Source: Montgomery County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18559 SPLIT ROCK LN, GERMANTOWN, MD 20874-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 22, 2023 | Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
| May 1, 2017 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on Record |
| Deed Sale | May 1, 2017 · Amount on Record |
| Prior Sale | Jul 8, 2003 · Amount on Record |
| Deed Book / Page | 54214 / 321 |
| Last Transfer Date | Apr 23, 2025 |
| Transfer Doc | 0691060244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 7, 2026 |
| Property Address | 18559 SPLIT ROCK LN, GERMANTOWN, MD 20874-2114 |
| Document Number | 7033000315 |
| Book / Page | 70337 / 315 |
| Instrument Date | Mar 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18559 SPLIT ROCK LN, GERMANTOWN, MD 20874-2114 |
| Document Number | 7033000315, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 70337/315 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | May 1, 2047 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18559 SPLIT ROCK LN, GERMANTOWN, MD 20874-2114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0673920308 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 67392/308 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 1, 2017 |
| Property Address | 18559 SPLIT ROCK LN, GERMANTOWN, MD 20874-2114 |
| Document Number | 0542140321 |
| Book / Page | 54214 / 321 |
| Map Reference | MB98 PL10955 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | PINNACLE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18559 SPLIT ROCK LN, GERMANTOWN, MD 20874-2114 |
| Document Number | 0054214330 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 54214/330 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,600 (+6.31%) Land $120,000 Building $203,600 | $323,600 (-) Land $120,000 Building $203,600 | |
| 2025 | $3,248.00 (-10.74%) | $304,400 (+14.44%) | $323,600 (+21.65%) Land $120,000 Building $203,600 |
| 2024 | $3,639.00 (+47.87%) | ||
| 2023 | $266,000 Land $120,000 Building $146,000 | $266,000 Land $120,000 Building $146,000 | |
| 2022 | $2,461.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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