18568 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18568 Split Rock Ln, Germantown, MD 20874

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,803 sqft · built 1977
Lot Size0.038 acres (1,638 sqft)
Owner2 Individual Names on Record
Last Sale$309,900 (May 2019)
Tax Bill$4,322 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-01696588

Property Details

APN / Parcel Number

Primary APN09-01696588
Alternative APN
  • 01696588

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,803 sqft Living Area
Gross Area2,023 sqft
1st Floor Area798 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,638 sqft (0.038 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01696588
Street Address18568 SPLIT ROCK LN
CityGERMANTOWN
StateMD
Zip20874-2113
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionSTONERIDGE
Legal SubdivisionSTONERIDGE
Legal BlockA
Legal Lot Number167
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4000
Census Tract700815

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18568 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Feb 14, 2020Deed of Trust, Mortgage · FHA Mortgage
CITY LNDG
May 22, 2019Grant Deed, Transfer · FHA Mortgage
CITY LNDG
Aug 1, 2018Grant Deed, Transfer
CROWN TITLE CORPORATION
Jun 29, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Prior SaleAug 1, 2018 · Amount on Record
Deed Book / Page57598 / 164
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18568 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18568 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113

Mortgage

Document Number0651860382
DateFeb 3, 2022
Book Page65186/382
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueMar 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18568 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0595940027
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyAMERICAS TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address18568 SPLIT ROCK LN GERMANTOWN MD 208742113, GERMANTOWN, MD 20874-2113

Mortgage

Document Number0595940027
DateMay 18, 2020
Book Page059594/000027
Lender
NameCITY LNDG
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateMay 22, 2019
Property Address18568 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0575980164
Book / Page057598 / 000164
Instrument DateApr 23, 2019
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyAMERICAS TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$309.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18568 SPLIT ROCK LN GERMANTOWN MD 208742113, GERMANTOWN, MD 20874-2113

Mortgage

Document Number575980172
DateMay 22, 2019
Book Page057598/000172
Lender
NameCITY LNDG
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateAug 1, 2018
Property Address18568 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0563980027
Book / Page056398 / 000027
Instrument DateJun 8, 2018
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5435 HARRIS FARM LN CLARKSVILLE MD 210291016, CLARKSVILLE, MD 21029-1016

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMONTGOMERY MD
Recording DateJun 29, 2017
Property Address18568 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113
Document Number0545290377
Book / Page054529 / 000377
Instrument DateMar 3, 2017
Transaction TypeForeclosure
Record UpdatedJul 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$184.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$358,000 (+6.73%) Land $120,000 Building $238,000$358,000 (-) Land $120,000 Building $238,000
2025$4,322.00 (+63.34%)$335,433 (+15.55%)$358,000 (+23.32%) Land $120,000 Building $238,000
2023$290,300 Land $120,000 Building $170,300$290,300 Land $120,000 Building $170,300
2022$2,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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