Montgomery County property record for 18558 Split Rock Ln, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,486 sqft · built 1977 |
| Lot Size | 0.043 acres (1,854 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Jan 2021) |
| Tax Bill | $5,183 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696544 |
| Primary APN | 09-01696544 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| 1st Floor Area | 978 sqft |
| Basement Area | 620 sqft |
| Finished Basement | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,854 sqft (0.043 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696544 |
|---|---|
| Street Address | 18558 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2113 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | STONERIDGE |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 163 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18558 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU |
| Jan 5, 2021 | Grant Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Jul 1, 1992 · Amount on Record |
| Deed Book / Page | 61499 / 290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18558 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Title Company | MICHAELS T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 18558 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Document Number | 0657770001 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 65777/1 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.99% |
| Index | 1-Year CMT |
| Max Rate | 7.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 5, 2021 |
| Property Address | 18558 SPLIT ROCK LN, GERMANTOWN, MD 20874-2113 |
| Document Number | 0614990290 |
| Book / Page | 061499 / 000290 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | MICHAELS TITLE AND ESCROW LLC, MICHAELS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 18558 SPLIT ROCK LN GERMANTOWN MD 208742113, GERMANTOWN, MD 20874-2113 |
| Document Number | 614990300 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 061499/000300 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Number | 614990326, |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 061499/000326 |
| Name | BANK FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, 20006 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 4, 2036 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,700 (+9.88%) Land $120,000 Building $346,700 | $466,700 (-) Land $120,000 Building $346,700 | |
| 2025 | $5,183.00 (+65.96%) | $424,733 (+24.63%) | $466,700 (+36.94%) Land $120,000 Building $346,700 |
| 2023 | $340,800 Land $120,000 Building $220,800 | $340,800 Land $120,000 Building $220,800 | |
| 2022 | $3,123.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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