1855 Unity Loop, Cumming, GA 30040 Property Records

Forsyth County property record for 1855 Unity Loop, Cumming, GA 30040 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage3,133 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2017)
Tax Bill$5,375.00 (2025)

Owner

Source: Forsyth County records · APN 130-000-432

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1855 UNITY LOOP, CUMMING, GA 30040-1595
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOCAL MORTGAGE
Jun 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOCAL MTG
Mar 30, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIDELITY BK MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2017 · Amount on Record
Deed SaleMar 24, 2017 · Amount on Record
Prior SaleNov 05, 2013 · Amount on Record
Deed Doc Number20172578
Deed Book / Page8143 / 597
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address1855 UNITY LOOP, CUMMING, GA 30040-1595
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 UNITY LOOP, CUMMING, GA 30040-1595

Mortgage

Document Number0102000000000208
DateJun 15, 2021
Book Page0000010200/0000000208
Lender
NameLOCAL MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address1855 UNITY LOOP, CUMMING, GA 30040-1595
Document Number0094110063
Instrument DateJun 02, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1855 UNITY LOOP CUMMING GA 300401595, CUMMING, GA 30040-1595

Mortgage

Document Number0094110063
DateJun 16, 2020
Book Page009411/000063
Lender
NameLOCAL MTG
TypeMortgage Company
AddressMEMPHIS, TN 38125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFORSYTH GA
Recording DateMar 30, 2017
Property Address1855 UNITY LOOP, CUMMING, GA 30040-1595
Document Number0081430597
Book / Page008143 / 000597
Instrument DateMar 24, 2017
Instrument1582599
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1855 UNITY LOOP CUMMING GA 300401595, CUMMING, GA 30040-1595

Mortgage

Document Number81430598
DateMar 30, 2017
Book Page008143/000598
Lender
NameFIDELITY BK MTG
TypeBank
AddressATLANTA, GA 30329
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 29, 2047

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,375.00 (+14.9%)$260,276 (+9.56%) Land $66,000 Building $194,276$650,690 (+9.56%) Land $165,000 Building $485,690
2023$4,678.00 (-4.22%) Homeowner's exemption$237,560 (+56.29%) Land $62,000 Building $175,560$593,900 (+56.29%) Land $155,000 Building $438,900
2022$4,884.00 Homeowner's exemption$151,996 Land $34,000 Building $117,996$379,990 Land $85,000 Building $294,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN130-000-432
Alternative APNs
  • 000000028284
  • 0000239752
  • 130 432

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area3,133 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialOther Exterior
Construction TypeWood Construction
Roof MaterialAsphalt Roof
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage Area682 sqft Garage
Patio Area180 sqft Patio
PorchOpen Porch
Porch Area67 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number0000239752
Street Address1855 UNITY LOOP
CityCUMMING
StateGA
Zip30040-1595
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2-1 230 LT 155 UNITY PH2B LIBERTY
Legal SubdivisionUNITY AT LIBERTY
Legal Phase2B
Legal Block3
Legal Lot Number155
JurisdictionFORSYTH GA
Minor Civil DivisionCUMMING
Census Blockgroup3
Census Block3009
Census Tract130406

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