1840 Unity Loop, Cumming, GA 30040 Property Records

Forsyth County property record for 1840 Unity Loop, Cumming, GA 30040 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2011
Square Footage	3,150 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$405,000 (2020)
Tax Bill	$5,775.00 (2025)

Owner

Source: Forsyth County records · APN 130-000-449

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1840 UNITY LOOP, CUMMING, GA 30040-8298
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAXMI NARAYAN ENTERPRISES
Apr 07, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 07, 2020	Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2020 · Amount on Record
Deed Sale	Apr 03, 2020 · Amount on Record
Prior Sale	Jun 15, 2012 · Amount on Record
Deed Doc Number	20203004
Deed Book / Page	9296 / 238
Record Refreshed	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1840 UNITY LOOP, CUMMING, GA 30040-8298
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 UNITY LOOP, CUMMING, GA 30040-8298

Mortgage

Document Number	0101820000000443
Date	Jun 07, 2021
Book Page	0000010182/0000000443

Lender

Name	LAXMI NARAYAN ENTERPRISES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Apr 07, 2020
Property Address	1840 UNITY LOOP, CUMMING, GA 30040-8298
Document Number	0092960262
Book / Page	009296 / 000262
Instrument Date	Apr 03, 2020
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1840 UNITY LOOP CUMMING GA 300408298, CUMMING, GA 30040-8298

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Apr 07, 2020
Property Address	1840 UNITY LOOP, CUMMING, GA 30040-8298
Document Number	0092960238
Book / Page	009296 / 000238
Instrument Date	Apr 03, 2020
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 UNITY LOOP CUMMING GA 300408298, CUMMING, GA 30040-8298

Mortgage

Document Number	92960239
Date	Apr 07, 2020
Book Page	009296/000239

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Apr 06, 2050

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,775.00 (+1.07%) Homeowner's exemption Additional exemption filed	$276,944 (+9.6%) Land $66,000 Building $210,944	$692,360 (+9.6%) Land $165,000 Building $527,360
2024	$5,714.00 (+13.06%)
2023	$5,054.00 (-3.79%) Homeowner's exemption	$252,688 (+55.98%) Land $62,000 Building $190,688	$631,720 (+55.98%) Land $155,000 Building $476,720
2022	$5,253.00 Homeowner's exemption	$162,000 Land $33,680 Building $128,320	$405,000 Land $84,200 Building $320,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 12% of Georgia
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`130-000-449`
Alternative APNs	`000000079988` `0000150695` `130 449`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	3,150 sqft Living Area
Basement Area	1,576 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Other Exterior
Construction Type	Wood Construction
Roof Material	Asphalt Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Area	441 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	192 sqft Patio
Porch	Open Porch
Porch Area	33 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	0000150695
Street Address	1840 UNITY LOOP
City	CUMMING
State	GA
Zip	30040-8298
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2-1 230 LT 189 UNITY PH2B LIBERTY
Legal Subdivision	UNITY AT LIBERTY
Legal Phase	2B
Legal Block	3
Legal Lot Number	189
Jurisdiction	FORSYTH GA
Minor Civil Division	CUMMING
Census Blockgroup	3
Census Block	3012
Census Tract	130406

1840 Unity Loop, Cumming, GA 30040 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on Unity Loop

Nearby Streets

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