1845 Unity Loop, Cumming, GA 30040 Property Records

Forsyth County property record for 1845 Unity Loop, Cumming, GA 30040 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2012
Square Footage	3,593 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$334,000 (2013)
Tax Bill	$5,906.00 (2025)

Owner

Source: Forsyth County records · APN 130-000-431

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1845 UNITY LOOP, CUMMING, GA 30040-1595
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2013 · Amount on Record
Deed Sale	May 16, 2013 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Doc Number	20136156
Deed Book / Page	6692 / 606
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1845 UNITY LOOP, CUMMING, GA 30040-1595
Document Number	0096520466
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 UNITY LOOP CUMMING GA 300401595, CUMMING, GA 30040-1595

Mortgage

Document Number	0096520466
Date	Oct 07, 2020
Book Page	009652/000466

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 06, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,906.00 (+13.73%)	$294,268 (+9.38%) Land $66,000 Building $228,268	$735,670 (+9.38%) Land $165,000 Building $570,670
2023	$5,193.00 (-3.58%) Homeowner's exemption	$269,040 (+55.38%) Land $62,000 Building $207,040	$672,600 (+55.38%) Land $155,000 Building $517,600
2022	$5,386.00 Homeowner's exemption	$173,152 Land $34,000 Building $139,152	$432,880 Land $85,000 Building $347,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 12% of Georgia
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`130-000-431`
Alternative APNs	`000000045840` `0000178251` `130 431`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	3,593 sqft Living Area
Basement Area	1,778 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Other Exterior
Construction Type	Wood Construction
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Area	441 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	0000178251
Street Address	1845 UNITY LOOP
City	CUMMING
State	GA
Zip	30040-1595
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2-1 230 LT 154 UNITY PH2B LIBERTY
Legal Subdivision	UNITY AT LIBERTY
Legal Phase	2B
Legal Block	3
Legal Lot Number	154
Jurisdiction	FORSYTH GA
Minor Civil Division	CUMMING
Census Blockgroup	3
Census Block	3009
Census Tract	130406